Introduction: Bajaj Finserv provides one of the most versatile home loan options available today. Their home loan application process is straightforward, requiring only an online application, with simple eligibility criteria. Advantages include zero foreclosure charges, a flexible repayment tenure, and loan top-up options up to 1 Crore.

Unlock the Best Home Loan Offers from Bajaj Finserv

For those seeking home financing, Bajaj Finserv presents appealing choices. Before applying, select your city, occupation, and desired loan amount and monthly income. By appointing UrbanMoney to access your credit information from Experian, the application process becomes seamless.

Interest Rates and Loan Amounts

Bajaj Finserv offers competitive interest rates ranging from 8.45% to 15%. Loan amounts are available from ₹1L to ₹15Cr, ensuring options for every homebuyer. Utilize the EMI Calculator by Bajaj Finserv to estimate monthly payments based on your chosen loan amount, tenure, and rate.

Fees and Charges

Be aware of applicable fees and charges. Bajaj Finserv charges a processing fee up to 0.50% of the loan amount plus GST. However, they offer the benefit of no pre-payment charges, enabling early loan repayment without added costs.

Bajaj Finserv Home Loan: Eligibility Criteria

Eligibility requires being an Indian resident and satisfying specific requirements based on employment status. Salaried individuals should be aged 23-62, with three years of experience and a monthly salary of INR 30,000 to INR 50,000, based on residence. Self-employed applicants should be aged 25-70, with five years in the current enterprise, earning INR 30,000 to INR 40,000 monthly.

Documents Required and Minimal Documentation

The documentation process is minimal for a Bajaj Finserv home loan. KYC documents like Aadhaar, passport, or voter ID are needed, alongside income proof, such as recent salary slips and bank statements.

Get Your Dream Home with Bajaj Finserv

Thanks to Bajaj Finserv's flexible plans, rapid disbursal, and attractive interest rates from 8.6% to 14% per annum, attaining your dream home is now easier. Whether a first-time buyer, seeking a loan transfer or a top-up loan, Bajaj Finserv offers solutions to meet your needs.