Kerala Gramin Bank (KGB) exemplifies regional rural banking in India, focusing on the financial services needs of Kerala's rural populace. Established on July 8, 2013, from the merger of North Malabar Gramin Bank and South Malabar Gramin Bank, KGB is backed by the Government of India, Kerala's state government, and sponsored by Canara Bank.

Headquartered in Malappuram, Kerala, KGB has expanded its reach with 634 branches across the state as of 2021, reflecting its dedication to improving banking access in rural areas, essential for regional economic advancement.

Financially, KGB has maintained strong performance over the years. The fiscal year 2021-2022 was particularly significant, with profits soaring to ₹124.14 crore, nearly quadruple the previous year’s figures. This was facilitated by a 23% increase in net interest income and a 27% rise in non-interest income. Deposits hit ₹21,834 crore with an 8.4% growth, and the credit portfolio grew by 4.5%. KGB's customer base reached 92.34 lakh, and total business expanded by 6.50%, totaling ₹41,113 crore.

Beyond banking services, Kerala Gramin Bank plays a crucial role in community development, aiding local and personal growth. Its strategy to expand into all panchayats within its service region aims to enhance financial inclusion, allowing many rural residents and businesses to flourish. Overall, KGB remains a vital contributor to Kerala’s rural economy, establishing itself as a dependable and forward-looking regional rural bank.