Capri Global's Home Loans: Options up to Rs 50 Lakh
Capri Global Housing Finance Limited presents home loans up to Rs 50 Lakh with interest rates reaching 16.75% per annum, and repayment terms extending to 20 years. They additionally offer a balance transfer option.
For the best home loan deals from over 20 financial institutions, users can enter their mobile number on the website, choose between a new home loan or balance transfer, select the loan amount, and specify the property city.
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Benefits of Capri Global Home Loan include maximum interest rates of 16.75% per annum, loan amounts up to Rs 50 lakh, and repayment periods up to 20 years, with a processing fee of Rs 2,000. Rates are as of March 21, 2024.
Comparison of interest rates from various lenders is available to enable informed decisions. A detailed table of interest rates for different loan amounts from various banks and housing finance companies is provided.
Loans are available for built-up properties, under-construction properties, and plots, with interest rates influenced by factors like credit score, monthly income, job profile, and income profile.
Further comparison details are provided in a table listing interest rates by top banks and housing finance companies across different loan amounts.
Fees include a Rs 2,000 processing fee along with other charges like prepayment/foreclosure charges, application fee, document handling, CERSAI charge, legal opinion charges, and more.
Types of home loans offered by Capri Global include Home Extension Loan, Home Renovation Loan, Plot Purchase Loan, Home Purchase Loan, Home Construction Loan, and Balance Transfer + Top-up Loan, each with varied loan amounts and tenures.
Eligibility criteria require applicants to be Indian residents aged 21 to 65 years, factoring in credit score, occupation, and employer's profile for loan eligibility evaluation.
Documents required for loan application include the application form, passport, applicant photos, KYC documents, age proof, PAN card, Aadhar card, income documents like salary slips, bank statements, ITR forms, and property documents.
Overall, Capri Global Housing Finance Limited provides competitive home loan options with appealing interest rates, flexible repayment tenures, and various loan types. Interested applicants should compare rates and associated charges with other lenders before making a decision.
*[SEBI]: Securities and Exchange Board of India [PAN]: Permanent Account Number [PMAY]: Pradhan Mantri Awas Yojana [EMI]: Equated Monthly Installment [CIBIL]: Credit Information Bureau (India) Limited [Experian]: Experian Information Services (India) Private Limited [KYC]: Know Your Customer [Form 16]: Form 16