Bank of Baroda offers a variety of credit cards, catering to diverse customer needs with outstanding benefits like exclusive memberships, special deals, and attractive cashback or reward options. Whether you're into travel, shopping, or dining, there's a suitable Bank of Baroda credit card for you. Below, explore top 2024 credit card offerings, their features, benefits, and other details.

Discover 2024 Top Credit Cards from Bank of Baroda

Bank of Baroda has a wide array of credit cards covering various categories like travel, shopping, dining, and entertainment. Each card is designed to meet different lifestyles and spending habits. Whether you prefer earning reward points or cashback, there's something for everyone. Here's a quick overview of some prominent credit cards offered:

1. Bank of Baroda Elite Card
   • Annual Fee: ₹1,500
   • Key Features: Welcome bonuses, fast-tracked reward points, airport lounge access, travel insurance.
2. Bank of Baroda Platinum Card
   • Annual Fee: ₹500
   • Key Features: Reward points for every transaction, insurance, dining perks.
3. Bank of Baroda Gold Card
   • Annual Fee: ₹750
   • Key Features: Cashbacks on selected categories, reward points on purchases, extra shopping discounts.

Other Noteworthy Cards from Bank of Baroda

Bank of Baroda also provides specialized credit cards designed for certain professions or member groups:

1. Bank of Baroda Exclusive Credit Card
   • Annual Fee: ₹Nil
   • Ideal For: ICAI members
2. Bank of Baroda ICSI Diamond Credit Card
   • Annual Fee: ₹Nil
   • Ideal For: ICSI members
3. Bank of Baroda CMA One Credit Card
   • Annual Fee: ₹Nil
   • Ideal For: ICMAI members

These cards are tailored with special benefits to meet professional requirements.

Fee Structure for Bank of Baroda Credit Cards

Fees and charges differ across Bank of Baroda credit cards:

• Annual Fee: Varies, with some offering nil charges under specific conditions.
• Finance Charges: 3.49% monthly, converting to 41.88% annually.
• Late Payment Fee:
  • Below ₹100: No charge
  • ₹100 to ₹500: ₹100
  • ₹501 to ₹1,000: ₹400

Ensure to thoroughly review each card's terms before finalizing.

Eligibility and Documentation Required

To apply for a Bank of Baroda credit card, meet these basic criteria:

• Age: Minimum 18 years
• Employment: Open to both salaried and self-employed individuals

Applying for a Bank of Baroda Credit Card Online

To apply, visit the Bank of Baroda site or visit branches directly as they aren't partnered with Paisabazaar. For others via Paisabazaar:

1. Provide your mobile number.
2. Verify via OTP for a list of pre-approved offers.
3. Select the ideal credit card from available options.
4. Complete the application with necessary documents.

Final Thoughts

With a comprehensive suite of credit cards from Bank of Baroda, tailored to various spending preferences, you can find the perfect match catering to your financial goals and lifestyle. Consider important details like features, fees, and eligibility for an informed choice.