Indian Bank presents a variety of credit cards tailored to meet the diverse preferences and needs of customers, featuring global acceptance and competitive interest rates. Whether it's low fees, rewards, or insurance benefits, there's an Indian Bank credit card designed for you.

Explore Pre-Approved Credit Card Offers

Browse through pre-approved credit card options with ease. Indian Bank partners with leading financial institutions to offer a range of choices.

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Top Indian Bank Credit Cards for 2024

• Interest Rate: Low finance charge of 1.79% monthly (APR: 21.48%).
• Credit Limit: Up to Rs. 19,999, suitable for everyday use.
• Minimum Payment: Flexible minimum payment option of 10% of the total due.
• Fees: No joining or annual fees.
• Insurance Coverage: Includes benefits such as Rs. 1 Lakh for air accident fatalities.

• Global Acceptance: Usable internationally for various transactions.
• Credit Limit: Ranges from Rs. 20,000 to Rs. 99,999.
• Interest Rate: Finance charge of 1.99% monthly.
• Rewards Program: Earn 1 point per Rs. 200 spent, redeemable after 500 points.
• Insurance Coverage: Includes Rs. 5 Lakh coverage for air accident-related deaths.

• Global Acceptance: Usable worldwide for both domestic and international transactions.
• Credit Limit: From Rs. 1 Lakh and above.
• Interest Rate: Finance charge at 1.66% monthly.
• Rewards Program: Earn 1 point per Rs. 200 spent, redeemable after 500 points.
• Insurance Coverage: Comprehensive benefits, including Rs. 5 Lakh for air accident fatalities.

• Global Coverage: Accepted internationally for business transactions.
• Interest Rate: Finance fee of 1.99% monthly.
• Rewards Program: Earn 1 point per Rs. 200 spent; points redeemable for statement credit.
• Annual Fee: Rs. 500 annually.
• Insurance Coverage: Includes Rs. 5 Lakh for death due to air accidents.

Indian Bank Credit Card Fees and Charges

The fees and charges vary by card type:

• Joining Fee: None for Gold/Platinum, Classic, and Bharat Cards.
• Add-On Card Fee: Rs. 100 for Gold/Platinum and Classic, Rs. 100 for Bharat.
• Cash Advance Fee: Rs. 50 for Gold/Platinum and Classic, Rs. 25 for Bharat.
• Over Limit Fee: Rs. 50 for Gold/Platinum and Classic, Rs. 25 for Bharat.
• Late Fee: Rs. 250 for Gold/Platinum and Classic, Rs. 50 for Bharat.

Indian Bank Credit Card Eligibility and Documentation

Applicants must meet eligibility criteria such as age (typically 18-65 years) and income levels. Approval is at the bank's discretion.

• Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID, or other recognized identity proofs.

*Terms like NEFT, RTGS, IMPS, UPI, and NRIs are associated with different banking services.