ICICI Debit Card: Explore the Best Choices

If you're an ICICI Bank account holder, this guide is perfect for you. With the apt ICICI debit card, shopping and earning cashback or rewards has never been simpler.

Top ICICI Debit Cards in India for 2023:

Here are the leading debit cards from ICICI Bank:

1. ICICI Coral+ International Debit Card
   • Usage Limit: ATM - Rs 1.5 lakhs, Shopping - Rs 5 lakhs
   • Fees: Joining - Nil, Monthly - Rs 249
   • Features: Up to Rs 35,000 annual savings, earn 2 points/4 points for every Rs 200 spent on domestic/international expenses
2. ICICI Sapphiro International Debit Card
   • Usage Limit: ATM - Rs 2.5 lakhs, Shopping - Rs 7.5 lakhs
   • Fees: Joining - Rs 1,999, Annual - Rs 1,499 from the second year
   • Features: Annual savings of up to Rs 30,000, earn 4 points/8 points per Rs 200 on domestic/international purchases

Note: Fees mentioned exclude GST.

ICICI Bank Debit Card Categories:

ICICI Bank provides a variety of debit cards to meet diverse requirements. Let's delve into them:

Gemstone Debit Card Collection:

• Coral+ Debit Cards: Unlock great convenience with a Rs. 1 lakh daily withdrawal limit and a Rs. 5 lakhs shopping limit. Enjoy discounts on movies, flights, and complimentary lounge access.
• Sapphiro Debit Card: Experience standout features with a daily limit of Rs. 1 lakh for cash withdrawals and Rs. 5 lakhs for purchases, along with discounts on movies, flights, and lounge access.
• Rubyx Debit Card: Offers a Rs. 1 lakh daily cash withdrawal and Rs. 5 lakhs purchase limit with discounts on movies, flights, dining, and lounge access.
• Coral Paywave Contactless Debit Card: Incorporates contactless payments with shopping and dining discounts. It provides a Rs. 1 lakh daily withdrawal and Rs. 5 lakhs purchase limit with lounge access.
• Rupay Rubyx Debit Card: Features a Rs. 1 lakh cash withdrawal and a Rs. 5 lakhs purchase limit as part of the Gemstone series.

Expressions Debit Card:

This ICICI card offers airport lounge access, reward points on transactions, and more with limits of Rs. 1 lakh for withdrawal and Rs. 5 lakhs for purchases.

Personal Debit Cards of ICICI:

• ICICI Wealth Select Visa Infinite Debit Card: A premium card with benefits, a Rs. 1.5 lakhs withdrawal, and Rs. 7.5 lakhs purchase limit, zero fuel surcharge, and lounge access.
• ICICI Bank Wealth Management World Debit Card: Special discounts with a Rs. 1 lakh withdrawal and Rs. 7.5 lakhs purchase limit, lounge access, reward points, and zero fuel surcharge.
• ICICI Visa Gold Family Debit Card: Offers lifestyle and travel benefits with a Rs. 1 lakh cash withdrawal and Rs. 3 lakhs purchase limit, plus reward points and lounge access.
• ICICI Visa Titanium Family Debit Card: Features free movie tickets and entertainment discounts with a Rs. 1 lakh withdrawal and Rs. 3 lakhs purchase limit, and reward points.
• ICICI Bank Platinum Debit Card: Provides lounge access, reward points with Rs. 1 lakh withdrawal, and Rs. 7.5 lakhs purchase limit with insurance.
• ICICI Privilege Banking Titanium Debit Card: Higher rewards, a Rs. 1 lakh withdrawal, and Rs. 5 lakhs purchase limit with zero fuel surcharge.

ICICI Women's Debit Card: Tailored for women with savings/current accounts, it waives off fuel surcharges and offers reward points per Rs 200 spent.

ICICI Smart Shopper Silver Debit Card: Ideal for shopping and dining discounts, offering reward points, zero fuel surcharge, Rs. 50,000 withdrawal, and Rs. 1 lakh purchase limits.

• *NEFT: National Electronic Funds Transfer
• *RTGS: Real Time Gross Settlement
• *IMPS: Immediate Payment Service
• *UPI: Unified Payments Interface
• *NRIs: Non-Resident Indians