Indian Bank presents home loans featuring competitive interest rates and flexible repayment options. These loans cater to a range of needs including the purchase or construction of a new house, plot acquisition, home improvement, and the renovation of existing properties.

The bank's interest rates for home loans start at 8.40% p.a., extending up to 10.30% p.a., with a maximum loan tenure of 30 years, allowing borrowers to select a comfortable repayment period.

Loan amounts from Indian Bank can reach up to 90% of the property's value. Additionally, the IB Home Advantage scheme offers overdraft facilities, enabling borrowers to deposit excess funds into a linked overdraft account and withdraw as needed within a specified limit.

Eligibility for an Indian Bank home loan requires a regular income source and at least 3 years of experience. The bank also extends loans to NRI applicants.

Borrowers can estimate their EMI payments using the online EMI calculator on the bank’s website, providing insights based on the loan amount, interest rate, and tenure.

Beyond home loans, Indian Bank offers various loans such as personal, business, and loan against property. It also provides a diverse array of banking services, including credit cards, savings accounts, and fixed deposits.

In summary, Indian Bank is a trusted, customer-focused institution delivering affordable and adaptable home loan solutions to meet borrowers' varied requirements.