Is the Airtel Axis Bank Credit Card Right for You?
Airtel Axis Bank Credit Card: Essential for Airtel Users
Axis Bank has introduced the Airtel Axis Bank Credit Card, designed to provide special rewards to Airtel customers. This co-branded card offers cashbacks, discounts, and vouchers not just on Airtel expenditures but also on top brands like Zomato, Swiggy, and BigBasket. With an annual fee of just Rs. 500, this card competes with popular cashback cards like the Amazon Pay ICICI Credit Card and the Cashback SBI Card.
A key feature of the Airtel Axis Bank Credit Card is its welcome offer. Users earn an Amazon e-voucher worth Rs. 500 for their first purchase made within 30 days of receiving the card, delivered to their registered mobile number within 30 days of eligibility.
The card promises enticing cashback benefits for users. Cardholders receive cashback on transactions such as Airtel service bill payments, utility payments, and preferred merchants like Zomato, Swiggy, and BigBasket. A flat 1% cashback is available on all other purchases with no limit.
Another perk of the Airtel Axis Bank Credit Card is airport lounge access, offering four complimentary visits annually at selected domestic airports in India. To gain access, the card must be validated at the lounge entrance for a fee of Rs. 2 (Visa).
Beyond cashback and lounge access, cardholders enjoy a 1% fuel surcharge waiver at all Indian fuel stations (on transactions between Rs. 400 to Rs. 4,000) and up to 20% off at more than 4,000 partner restaurants in India. Purchases exceeding Rs. 2,500 can be converted into easy EMIs.
This credit card is ideal for Airtel users and those aiming to save on utility payments. Many credit cards do not offer cashback on utility bills, making this an appealing option for those focused on maximizing savings in this category.
However, note that the Airtel Axis Bank Credit Card's cashback benefits have a monthly cap, restricting the maximum benefits on limited spending each month.
For comparison, the Axis Ace Credit Card is available for non-Airtel customers seeking cashback on utility payments via Google Pay. The Cashback SBI Card provides a higher general cashback rate but lacks benefits for utility bill payments.
In conclusion, the Airtel Axis Bank Credit Card is tailored for Airtel customers, offering remarkable cashback deals. With extensive benefits, it's an outstanding choice for those within the Airtel network or those desirous of cutting down on utility expenses.