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Checking Vehicle Insurance Status Online and Offline

blog-image
Jun 15, 2024
5 Minutes

Introduction

Vehicle insurance is not only a legal requirement but also a crucial aspect of responsible vehicle ownership. Keeping your car insurance updated and periodically checking its status is essential, as every car insurance policy comes with an expiration date. Regularly verifying your insurance policy helps you stay informed about the policy period and important details. In this guide, we will discuss the various methods of checking car insurance status online and offline.

Table of Contents

How To Check Car Insurance Status & Validity Online?

Why is It Important to Do a Vehicle Insurance Status Check Online?

How to Check Car Insurance Status Through IIB Portal?

Guidelines to Check Car Insurance Through IIB Portal

Steps to Check Vehicle Insurance Through IIB Portal

How to Check Car Insurance Status Through VAHAN e-Services?

How to Check Car Insurance Status Through QR Code?

How to Check Car Insurance Status Through Parivahan Sewa?

How to Check Car Insurance Status Via Offline Mode?

Steps to Check Vehicle Insurance Through RTO

Summing It Up!

FAQs

How To Check Car Insurance Status & Validity Online?

In today's digital world, checking your car insurance status online is the most convenient method. Here are several ways to do it:

Check your car insurance policy document.

Visit the Insurance Information Bureau (IIB) website and check the status.

Use the VAHAN app.

Access your insurance details through the InsuranceDekho account dashboard.

Why is It Important to Do a Vehicle Insurance Status Check Online?

Verifying your vehicle's insurance status is crucial for several reasons:

Timely Policy Renewal: Regularly checking your insurance status ensures you renew your policy on time.

Avoiding Penalties and Fines: Driving without valid insurance is illegal and can result in hefty fines.

Safeguarding Against Liabilities: Maintaining continuous coverage protects you from third-party liabilities and financial obligations arising from accidents and damage to your vehicle.

How to Check Car Insurance Status Through IIB Portal?

The Insurance Information Bureau (IIB), established by the Insurance Regulatory and Development Authority of India (IRDAI), helps policyholders track their car insurance policies and accident records.

Guidelines to Check Car Insurance Through IIB Portal

To successfully verify your insurance status on the IIB portal, follow these guidelines:

Correct Registration Details: Enter the registration number in the correct format (e.g., UP-65-TA-XXXX) without special characters or spaces.

Attempt Limits: You are allowed a maximum of three attempts using either your mobile number or email address.

Data Reflection Period: Data is updated on the IIB portal two months after the insurance purchase. For example, if you buy insurance on March 31, 2021, it will be visible on IIB from June 1, 2021.

New Vehicles: For new vehicles, provide the engine number and chassis number.

Data Availability: The IIB portal contains insurance policy details from April 1, 2010, onwards.

Visit RTO if Needed: If the portal does not display the required information, visit the Regional Transport Office (RTO).

Steps to Check Vehicle Insurance Through IIB Portal

Visit the IIB official website.

Navigate to the "V-Seva" section under quick links.

The Accident Vehicle Information Retrieval System page will open.

Enter the required vehicle details, including owner name, address, mobile number, email ID, vehicle number, and registration number.

Complete the captcha and click "SUBMIT."

View the policy details displayed. If no current policy is found, previous policy details will be shown.

If needed, search using the vehicle engine number or chassis number.

How to Check Car Insurance Status Through VAHAN e-Services?

VAHAN serves as a national vehicle registry, providing vehicle registration information to regulators and citizens. It offers a convenient way to check your vehicle's insurance details.

Steps to Check Vehicle Insurance Status Through VAHAN e-Services

Visit the VAHAN e-services website.

Click on the 'Know Your Vehicle Details' icon.

Enter the vehicle registration number and verification code.

Click 'Search Vehicle.'

View the insurance expiry date and other relevant vehicle details.

How to Check Car Insurance Status Through QR Code?

IRDAI mandates that all car insurance policies include a QR code, making it easy to check policy details. Scan the QR code with your mobile phone's scanner to view the insurance information.

How to Check Car Insurance Status Through Parivahan Sewa?

Follow these steps to verify your vehicle insurance status using Parivahan Sewa:

Visit the Parivahan Sewa website.

Click on the 'Information Services' tab.

Select 'Know Your Vehicle Details' from the drop-down menu.

Log in with your registered mobile number.

Enter the verification code and vehicle registration number.

Choose 'Search Vehicle.'

View the insurance expiration date and other vehicle details.

How to Check Car Insurance Status Via Offline Mode?

If you prefer to check your vehicle insurance status offline, you can do so through the insurance company, RTO, or by visiting the nearest branch.

Methods to Check Insurance Status Offline

Contact Your Insurance Company: Call your insurance provider and provide your car registration number or policy number to retrieve insurance details.

Visit the Insurer's Office: Go to the insurance provider's office to obtain policy details and verify your vehicle's insurance status.

Through RTO: The RTO maintains records of all registered vehicles. Visit the RTO to verify your insurance details and confirm the expiration date.

Steps to Check Vehicle Insurance Through RTO

Locate the RTO website.

Access the 'Online Services' section for citizens.

Click on the 'Related Online Services' tab.

Select 'Vahan Citizen Services.'

Choose the RTO related to your vehicle's registration.

Click 'Status' from the menu bar, then 'Know Your Vehicle Details.'

Enter your vehicle's engine number, chassis number, and registration number.

Complete the CAPTCHA code.

View the insurance policy expiration date and other relevant details.

Summing It Up!

There are various methods to check the status of your car insurance, ranging from online platforms to direct contact with the RTO. With the steps outlined above, tracking your car insurance policy is simple and accessible. For further assistance with your car insurance plan, connect with InsuranceDekho today.

FAQs

How often should I check my car insurance status?

It's recommended to check your car insurance status regularly, especially before renewal dates or any long trips.

Can I check my car insurance status using my mobile phone?

Yes, you can use various online portals or QR codes to check your car insurance status via your mobile phone.

What should I do if I find discrepancies in my insurance details?

Contact your insurance provider or visit the nearest branch to rectify any discrepancies in your insurance details.

Is it necessary to have a hard copy of my insurance policy?

While a digital copy is often sufficient, carrying a hard copy of your insurance policy is advisable for quick verification when needed.

Can I renew my insurance policy online?

Yes, most insurance providers offer online renewal options for your convenience.

By staying informed and proactive, you can ensure that your vehicle remains adequately insured, providing you with peace of mind and legal compliance.

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Team Pluto
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Want to Achieve any of the below Goals upto 80% faster?Trusted by 3 Crore+ Indians
Dream Home
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Retirement
1st Crore
credit-cards

Checking Vehicle Insurance Status Online and Offline

blog-image
Jun 15, 2024
5 Minutes

Introduction

Vehicle insurance is not only a legal requirement but also a crucial aspect of responsible vehicle ownership. Keeping your car insurance updated and periodically checking its status is essential, as every car insurance policy comes with an expiration date. Regularly verifying your insurance policy helps you stay informed about the policy period and important details. In this guide, we will discuss the various methods of checking car insurance status online and offline.

Table of Contents

How To Check Car Insurance Status & Validity Online?

Why is It Important to Do a Vehicle Insurance Status Check Online?

How to Check Car Insurance Status Through IIB Portal?

Guidelines to Check Car Insurance Through IIB Portal

Steps to Check Vehicle Insurance Through IIB Portal

How to Check Car Insurance Status Through VAHAN e-Services?

How to Check Car Insurance Status Through QR Code?

How to Check Car Insurance Status Through Parivahan Sewa?

How to Check Car Insurance Status Via Offline Mode?

Steps to Check Vehicle Insurance Through RTO

Summing It Up!

FAQs

How To Check Car Insurance Status & Validity Online?

In today's digital world, checking your car insurance status online is the most convenient method. Here are several ways to do it:

Check your car insurance policy document.

Visit the Insurance Information Bureau (IIB) website and check the status.

Use the VAHAN app.

Access your insurance details through the InsuranceDekho account dashboard.

Why is It Important to Do a Vehicle Insurance Status Check Online?

Verifying your vehicle's insurance status is crucial for several reasons:

Timely Policy Renewal: Regularly checking your insurance status ensures you renew your policy on time.

Avoiding Penalties and Fines: Driving without valid insurance is illegal and can result in hefty fines.

Safeguarding Against Liabilities: Maintaining continuous coverage protects you from third-party liabilities and financial obligations arising from accidents and damage to your vehicle.

How to Check Car Insurance Status Through IIB Portal?

The Insurance Information Bureau (IIB), established by the Insurance Regulatory and Development Authority of India (IRDAI), helps policyholders track their car insurance policies and accident records.

Guidelines to Check Car Insurance Through IIB Portal

To successfully verify your insurance status on the IIB portal, follow these guidelines:

Correct Registration Details: Enter the registration number in the correct format (e.g., UP-65-TA-XXXX) without special characters or spaces.

Attempt Limits: You are allowed a maximum of three attempts using either your mobile number or email address.

Data Reflection Period: Data is updated on the IIB portal two months after the insurance purchase. For example, if you buy insurance on March 31, 2021, it will be visible on IIB from June 1, 2021.

New Vehicles: For new vehicles, provide the engine number and chassis number.

Data Availability: The IIB portal contains insurance policy details from April 1, 2010, onwards.

Visit RTO if Needed: If the portal does not display the required information, visit the Regional Transport Office (RTO).

Steps to Check Vehicle Insurance Through IIB Portal

Visit the IIB official website.

Navigate to the "V-Seva" section under quick links.

The Accident Vehicle Information Retrieval System page will open.

Enter the required vehicle details, including owner name, address, mobile number, email ID, vehicle number, and registration number.

Complete the captcha and click "SUBMIT."

View the policy details displayed. If no current policy is found, previous policy details will be shown.

If needed, search using the vehicle engine number or chassis number.

How to Check Car Insurance Status Through VAHAN e-Services?

VAHAN serves as a national vehicle registry, providing vehicle registration information to regulators and citizens. It offers a convenient way to check your vehicle's insurance details.

Steps to Check Vehicle Insurance Status Through VAHAN e-Services

Visit the VAHAN e-services website.

Click on the 'Know Your Vehicle Details' icon.

Enter the vehicle registration number and verification code.

Click 'Search Vehicle.'

View the insurance expiry date and other relevant vehicle details.

How to Check Car Insurance Status Through QR Code?

IRDAI mandates that all car insurance policies include a QR code, making it easy to check policy details. Scan the QR code with your mobile phone's scanner to view the insurance information.

How to Check Car Insurance Status Through Parivahan Sewa?

Follow these steps to verify your vehicle insurance status using Parivahan Sewa:

Visit the Parivahan Sewa website.

Click on the 'Information Services' tab.

Select 'Know Your Vehicle Details' from the drop-down menu.

Log in with your registered mobile number.

Enter the verification code and vehicle registration number.

Choose 'Search Vehicle.'

View the insurance expiration date and other vehicle details.

How to Check Car Insurance Status Via Offline Mode?

If you prefer to check your vehicle insurance status offline, you can do so through the insurance company, RTO, or by visiting the nearest branch.

Methods to Check Insurance Status Offline

Contact Your Insurance Company: Call your insurance provider and provide your car registration number or policy number to retrieve insurance details.

Visit the Insurer's Office: Go to the insurance provider's office to obtain policy details and verify your vehicle's insurance status.

Through RTO: The RTO maintains records of all registered vehicles. Visit the RTO to verify your insurance details and confirm the expiration date.

Steps to Check Vehicle Insurance Through RTO

Locate the RTO website.

Access the 'Online Services' section for citizens.

Click on the 'Related Online Services' tab.

Select 'Vahan Citizen Services.'

Choose the RTO related to your vehicle's registration.

Click 'Status' from the menu bar, then 'Know Your Vehicle Details.'

Enter your vehicle's engine number, chassis number, and registration number.

Complete the CAPTCHA code.

View the insurance policy expiration date and other relevant details.

Summing It Up!

There are various methods to check the status of your car insurance, ranging from online platforms to direct contact with the RTO. With the steps outlined above, tracking your car insurance policy is simple and accessible. For further assistance with your car insurance plan, connect with InsuranceDekho today.

FAQs

How often should I check my car insurance status?

It's recommended to check your car insurance status regularly, especially before renewal dates or any long trips.

Can I check my car insurance status using my mobile phone?

Yes, you can use various online portals or QR codes to check your car insurance status via your mobile phone.

What should I do if I find discrepancies in my insurance details?

Contact your insurance provider or visit the nearest branch to rectify any discrepancies in your insurance details.

Is it necessary to have a hard copy of my insurance policy?

While a digital copy is often sufficient, carrying a hard copy of your insurance policy is advisable for quick verification when needed.

Can I renew my insurance policy online?

Yes, most insurance providers offer online renewal options for your convenience.

By staying informed and proactive, you can ensure that your vehicle remains adequately insured, providing you with peace of mind and legal compliance.

Available on both IOS and AndroidTry Pluto Money Today 👇
Author
Team Pluto
Have a question?
Digital GoldInvest in 24K Gold with Zero making ChargesLearn More
Digital SilverInvest in silver with Zero making ChargesLearn More
Pluto FixedEarn from 11% to 14% Returns annually in a fixed lock-in periodLearn More