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credit-cards

Union Bank of India credit card block

recurring-deposit-image
Jul 29, 2024
15 Mins

Blocking a credit card is a crucial step to take if your card is lost or stolen. Failing to promptly block your credit card can lead to potential misuse and significant damage to your financial security. Union Bank of India (UBI) offers several convenient methods for cardholders to block their credit cards in case of loss, theft, or unauthorized use. Each method ensures that your card is deactivated swiftly to prevent any potential fraudulent activities. Below are the detailed procedures for blocking your Union Bank of India credit card through various channels.

Blocking Union Bank of India Credit Card

Union Bank of India provides multiple methods for blocking a credit card to ensure customer convenience and security. If you find yourself in a situation where you need to block your credit card, you can choose from the following methods:

1. Through Internet Banking

Union Bank of India customers can utilize internet banking services to block their credit cards efficiently. If you are already registered for internet banking, follow these steps to block your card:

  1. Log In: Access your internet banking account by entering your credentials on the Union Bank of India website.

  2. Select Option: Navigate to the “Credit Card Hotlisting” or “Card Management” section.

  3. Provide Details: Enter your credit card number and select the reason for blocking the card.

  4. Submit Request: Click on the “Submit” button to initiate the hotlisting request.

  5. Authenticate: Complete the process by entering your internet banking password.

Upon successful submission, you will receive a confirmation message on your registered mobile number or email address. This message will notify you that your credit card has been blocked and no further transactions can be processed using that card.

2. Through Phone Banking

If you prefer to handle your credit card issues over the phone, Union Bank of India offers a phone banking service that operates 24/7. To block your card using phone banking, follow these steps:

  1. Call the Helpline: Dial the Union Bank of India’s customer care helpline at 1800 222 244. This number is available around the clock for assistance.

  2. Speak to a Representative: Explain your situation to the customer service representative. You will need to provide your credit card details and specify that you wish to block the card.

  3. Verification: The representative will verify your details and process your request to block the credit card.

This method ensures that your request is handled by a professional who can assist you in real-time and confirm the successful blocking of your card.

3. Through SMS Service

Union Bank of India also allows cardholders to block their credit cards via SMS. This method is particularly useful if you are unable to access internet banking or phone banking services. To block your card via SMS, follow these steps:

  1. Compose an SMS: Using your registered mobile number, send an SMS to the number 9223008486.

  2. Format the Message: The SMS should be in the following format: UBLOCK XXXX, where XXXX represents the last four digits of your credit card number.

  3. Send SMS: Send the composed message to the provided number.

You will receive a confirmation SMS indicating that your request to block the credit card has been processed. This method is efficient and ensures that your card is blocked even if you are on the go.

4. Through Branch Visit

For those who prefer a more personal touch, blocking your credit card by visiting a Union Bank of India branch is also an option. Here’s how you can do it:

  1. Visit a Branch: Go to the nearest Union Bank of India branch.

  2. Submit Application: Request to block your credit card from a bank executive. Provide the necessary details, including your credit card number.

  3. Fill Out Form: Complete and submit the application form provided by the bank.

  4. Verification: The bank will verify your information and proceed with blocking your credit card. They will also issue a replacement card if necessary.

This method is useful if you prefer face-to-face interaction or need additional assistance with your credit card issues.

Summary

Blocking your credit card with Union Bank of India can be done through various methods, each tailored to different preferences and situations. Whether you choose to use internet banking, phone banking, SMS service, or visit a branch, Union Bank of India ensures that your credit card is blocked promptly to protect you from potential fraud. It is essential to act quickly if your card is lost or stolen to prevent unauthorized transactions and secure your financial information.

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Team Pluto
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Want to Achieve any of the below Goals upto 80% faster?Trusted by 3 Crore+ Indians
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
credit-cards

Union Bank of India credit card block

recurring-deposit-image
Jul 29, 2024
15 Mins

Blocking a credit card is a crucial step to take if your card is lost or stolen. Failing to promptly block your credit card can lead to potential misuse and significant damage to your financial security. Union Bank of India (UBI) offers several convenient methods for cardholders to block their credit cards in case of loss, theft, or unauthorized use. Each method ensures that your card is deactivated swiftly to prevent any potential fraudulent activities. Below are the detailed procedures for blocking your Union Bank of India credit card through various channels.

Blocking Union Bank of India Credit Card

Union Bank of India provides multiple methods for blocking a credit card to ensure customer convenience and security. If you find yourself in a situation where you need to block your credit card, you can choose from the following methods:

1. Through Internet Banking

Union Bank of India customers can utilize internet banking services to block their credit cards efficiently. If you are already registered for internet banking, follow these steps to block your card:

  1. Log In: Access your internet banking account by entering your credentials on the Union Bank of India website.

  2. Select Option: Navigate to the “Credit Card Hotlisting” or “Card Management” section.

  3. Provide Details: Enter your credit card number and select the reason for blocking the card.

  4. Submit Request: Click on the “Submit” button to initiate the hotlisting request.

  5. Authenticate: Complete the process by entering your internet banking password.

Upon successful submission, you will receive a confirmation message on your registered mobile number or email address. This message will notify you that your credit card has been blocked and no further transactions can be processed using that card.

2. Through Phone Banking

If you prefer to handle your credit card issues over the phone, Union Bank of India offers a phone banking service that operates 24/7. To block your card using phone banking, follow these steps:

  1. Call the Helpline: Dial the Union Bank of India’s customer care helpline at 1800 222 244. This number is available around the clock for assistance.

  2. Speak to a Representative: Explain your situation to the customer service representative. You will need to provide your credit card details and specify that you wish to block the card.

  3. Verification: The representative will verify your details and process your request to block the credit card.

This method ensures that your request is handled by a professional who can assist you in real-time and confirm the successful blocking of your card.

3. Through SMS Service

Union Bank of India also allows cardholders to block their credit cards via SMS. This method is particularly useful if you are unable to access internet banking or phone banking services. To block your card via SMS, follow these steps:

  1. Compose an SMS: Using your registered mobile number, send an SMS to the number 9223008486.

  2. Format the Message: The SMS should be in the following format: UBLOCK XXXX, where XXXX represents the last four digits of your credit card number.

  3. Send SMS: Send the composed message to the provided number.

You will receive a confirmation SMS indicating that your request to block the credit card has been processed. This method is efficient and ensures that your card is blocked even if you are on the go.

4. Through Branch Visit

For those who prefer a more personal touch, blocking your credit card by visiting a Union Bank of India branch is also an option. Here’s how you can do it:

  1. Visit a Branch: Go to the nearest Union Bank of India branch.

  2. Submit Application: Request to block your credit card from a bank executive. Provide the necessary details, including your credit card number.

  3. Fill Out Form: Complete and submit the application form provided by the bank.

  4. Verification: The bank will verify your information and proceed with blocking your credit card. They will also issue a replacement card if necessary.

This method is useful if you prefer face-to-face interaction or need additional assistance with your credit card issues.

Summary

Blocking your credit card with Union Bank of India can be done through various methods, each tailored to different preferences and situations. Whether you choose to use internet banking, phone banking, SMS service, or visit a branch, Union Bank of India ensures that your credit card is blocked promptly to protect you from potential fraud. It is essential to act quickly if your card is lost or stolen to prevent unauthorized transactions and secure your financial information.

Available on both IOS and AndroidTry Pluto Money Today 👇
Author
Team Pluto
Have a question?
Digital GoldInvest in 24K Gold with Zero making ChargesLearn More
Digital SilverInvest in silver with Zero making ChargesLearn More
Pluto FixedEarn from 11% to 14% Returns annually in a fixed lock-in periodLearn More