Blocking your credit card is essential if it's lost or stolen, as it protects against financial misuse. The Union Bank of India provides several methods for cardholders to swiftly deactivate their cards, preventing fraudulent activities. Here’s how you can block your card through Union Bank of India’s various channels.

Methods to Block Union Bank of India Credit Card

Union Bank of India offers multiple options for blocking a credit card for customer convenience. Choose any from the following methods:

1. Internet Banking

Registered users can efficiently block their cards online through these steps:

1. Log in: Access your account on the Union Bank of India website.
2. Select Option: Navigate to “Credit Card Hotlisting” or “Card Management.”
3. Provide Details: Enter your credit card details and reason for blocking.
4. Submit: Click the “Submit” button to initiate the process.
5. Authenticate: Finalize with your internet banking password.

After submission, a confirmation will be sent to your email or phone.

2. Phone Banking

If you prefer using customer service, follow these steps:

1. Call Helpline: Dial 1800 222 244 for 24/7 support.
2. Speak to Representative: Provide your card details and request blocking.
3. Verification: The representative will verify and process your request.

Professional support ensures immediate processing of your blocking request.

3. SMS Service

For those without internet bank access, use the SMS service:

1. Send SMS: From your registered number, text "UBLOCK XXXX" to 9223008486.

A confirmation SMS will indicate the successful blocking of the card.

4. Branch Visit

If you prefer in-person service, you can:

1. Visit Branch: Go to the nearest Union Bank branch.
2. Submit Application: Request card blocking and provide details.
3. Form Filling: Complete the bank’s form.
4. Verification: The bank will verify and process your block request, issuing a replacement if needed.

This option is ideal for those wanting personal interaction or needing additional help.

Conclusion

Union Bank of India offers several methods for blocking credit cards to ensure financial security. You can use internet banking, phone banking, SMS, or visit a branch. Act quickly to protect against unauthorized transactions if your card is lost or stolen.