In the era of rapid technological advancement, mobile phones have become essential to our daily routines. With frequent releases of new models, keeping pace with the latest mobiles can be challenging, especially when finances are tight. Fortunately, there are several methods to purchase mobiles on EMI without a credit card. Explore these alternatives to stay connected affordably.

1. Personal Loans for Mobile Purchases

Consider taking out a personal loan specifically for buying a mobile phone. These loans offer flexible repayment plans that help you manage your financial health efficiently. With many lenders available, you can find a loan that aligns with your financial needs.

2. EMI on Debit Cards

Major banks like HDFC, ICICI, and Axis Bank offer EMI options on debit cards. By visiting partner stores, you can inquire about this facility and enjoy the ease of paying for your mobile in easy installments of your preferred duration.

3. EMI Cards

EMI cards offer a pre-approved loan option that allows you to convert your purchase into manageable EMIs. Leading NBFCs provide this option for consumer durables and electronics, making it a convenient way to fund your mobile purchase without needing a credit card.

Eligibility Criteria for Money View Personal Loans

If opting for a Money View personal loan for buying a mobile, ensure you meet the following requirements:

• Age: 21-57 years
• Minimum monthly income: Rs. 13,500*
• Income credited to bank account
• Minimum CIBIL/Experian score: 650

*Income and credit score criteria may vary.

Applying for an Instant Personal Loan

1. Check Eligibility: Enter necessary details and confirm your eligibility quickly.
2. Select Loan Tenure: Decide the loan amount and terms suitable for you.
3. Upload Documents: Provide documents for verification.
4. Amount Disbursal: Upon approval, receive the loan in your account within 24 hours.

Follow these simple steps to seamlessly finance your mobile and experience the latest tech without stress.

Benefits of Money View Personal Loans for Mobile Purchases

Choosing Money View personal loans for buying a mobile on EMI sans a credit card offers several perks. Discover why they're a preferred choice:

1. Flexibility of Loan Amount

Select any loan amount up to Rs. 10 lakhs based on eligibility, making it easy to purchase either a flagship smartphone or a budget device.

2. 24-Hour Disbursement

Receive your loan amount quickly; once approved, funds reach your bank within 24 hours, allowing prompt mobile acquisition.

3. No Collateral Required

No need for collateral or a guarantor, simplifying the process for both salaried and self-employed applicants.

4. Competitive Interest Rates

Enjoy affordable rates starting at 1.33% per month, ensuring budget-friendly mobile financing without financial strain.

5. Transparent and Paperless Process

Experience a seamless, paperless online application, document submission, and tracking, providing clarity and peace of mind.

Considering the modern necessity of mobile phones, Money View loans offer convenient ways to finance your purchase, featuring flexible amounts, quick disbursement, low rates, and hassle-free processes.

Loan Eligibility Criteria and Application Process

To qualify for a Money View personal loan for a mobile on EMI, adhere to these eligibility criteria:

• Age: 21-57 years old
• Minimum Income: Rs. 13,500/month
• Income Source: Direct bank account credit
• Credit Score: 650+ CIBIL or Experian

For Salaried Individuals:

• Minimum Income: Rs. 13,500
• Credit Score: 650+ (CIBIL/Experian)

For Self-Employed Individuals:

• Minimum Income: Rs. 15,000
• Credit Score: 650+ (CIBIL/Experian)

Applying for a Loan

1. Check Eligibility: Verify eligibility in just 2 minutes.
2. Select Loan Tenure: Choose appropriate loan amount and terms.
3. Upload Documents: Complete document verification.
4. Amount Disbursal: Receive funds within 24 hours post-verification.

Conclusion

With Money View personal loans, obtaining a mobile on EMI without a credit card is hassle-free. Meet basic criteria and enjoy quick, easy financing for mobile upgrades. Begin your loan application today to own the latest device without financial strain.

*TDS: Tax Deducted at Source, KYC: Know Your Customer