If you're dissatisfied as a Union Bank of India customer, you can opt to close your account and switch to another bank. This guide provides a step-by-step process for closing your Union Bank account.

Firstly, note that there's no online method for closing a Union Bank of India account anymore. The process requires you to either visit the bank personally or contact customer service. You must provide identification and address proof at your home branch.

Earlier, an online account closure option was available through their website www.unionbankofindia.com. Once logged in, users could close their account by navigating to:

• "Close Account" under "Account Services"
• Filling in details like Name, Address, Phone, and Email
• Submitting the request
• Completing the process via a confirmation link received by email

With the online option no longer available, you need to visit a branch for an account closure form. Obtain it either in person or download it from the official website.

Ensure accuracy while filling out the form to avoid any discrepancies, especially regarding minimum balance requirements.

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To formally close your account, submit an application including your name, account number, and address. Follow this format:

To,
The Branch Manager,
(Bank Branch name),
(Branch Address)
Subject: Application to close Union Bank of India account.

Respected Sir/Madam,
I request the closure of my Union Bank account due to inability to maintain balance. Account number XXXXXXXXX, held under 'XYZ' at address 'XYZ.'
Please close the account and transfer any remaining balance either in cash or via DD.
Thank you,
[Your Name]
[Your Signature]
[Your Address]

Charges apply if closure is beyond 14 days of opening, incurring Rs 500+GST within the first year.

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If opting to close through customer service, ensure a zero balance. Contact Union Bank of India customer care at 1800 22 22 44 / 1800 208 2244 with your account details for assistance.

In conclusion, if your account is no longer in use, follow these steps to close it. Union Bank of India currently does not provide an online closure option. Feel free to comment below for further inquiries.

*[SEBI]: Securities and Exchange Board of India
*[PAN]: Permanent Account Number
*[PMAY]: Pradhan Mantri Awas Yojana
*[EMI]: Equated Monthly Installment
*[CIBIL]: Credit Information Bureau (India) Limited
*[Experian]: Experian Information Services (India) Private Limited
*[KYC]: Know Your Customer
*[Form 16]: Form 16
*[AMC]: Asset Management Company
*[NSDL]: National Securities Depository Limited
*[CDSL]: Central Depository Services Limited