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How to Close Your Union Bank of India Account Easily

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Mar 21, 2024
15 Mins

If you're unhappy as a Union Bank of India customer, you can choose to close your account and move to another bank. This guide walks you through the steps to close your Union Bank account.

Firstly, be aware there's no online method to close a Union Bank of India account anymore. You must either visit the bank personally or contact customer service, providing identification and address proof at your home branch.

Before, an online account closure option existed at www.unionbankofindia.com. Users could log in and close their account by navigating to:

  • "Close Account" under "Account Services"
  • Entering details like Name, Address, Phone, and Email
  • Submitting the request
  • Finalizing the process via a confirmation link sent by email

With no online option now, visit a branch for an account closure form. Obtain it either in person or download it from the official website.

Ensure all information is accurate to avoid discrepancies, particularly regarding minimum balance requirements.

Also Read: SBI Business Loan: Interest Rates, Eligibility & SME Startup Loans

To officially close your account, provide an application with your name, account number, and address as follows:

To,
The Branch Manager,
(Bank Branch name),
(Branch Address)
Subject: Application to close Union Bank of India account.

Respected Sir/Madam,
I request the closure of my Union Bank account due to inability to maintain balance. Account number XXXXXXXXX, held under 'XYZ' at address 'XYZ.'
Please close the account and transfer any remaining balance either in cash or via DD.
Thank you,
[Your Name]
[Your Signature]
[Your Address]

Charges apply if closure is beyond 14 days of opening, with a fee of Rs 500+GST within the first year.

Also Read: District Industries Centers (DICs) - Role & Functions

If closing through customer service, ensure a zero balance. Contact Union Bank of India customer care at 1800 22 22 44 / 1800 208 2244 with your account details for help.

In conclusion, if your account is no longer active, follow these steps to close it. Union Bank of India doesn't offer an online closure option currently. Feel free to comment below for further questions.

*[SEBI]: Securities and Exchange Board of India [...] *[NPR]: National Population Register

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