Introduction:

Incred, a prominent financial services provider, offers instant online personal loans up to Rs. 2 lakhs, with a simple application process requiring minimal documentation. Interest rates start at 18% per annum, ensuring affordability, and a 2% processing fee is charged on the sanctioned amount. Quick approval and flexible repayment options ranging from 1 to 3 years are part of Incred’s offerings.

Incred Personal Loans for Salaried Employees

For salaried individuals, Incred provides convenient personal loan solutions, offering amounts from Rs. 15,000 to Rs. 2 lakhs, available for employees in over 700,000 Indian companies. Interest rates remain competitive, starting at 18% per annum.

Key Details of Incred Personal Loans

• Interest Rates: 18% to 36% per annum
• Loan Amount: Rs. 15,000 - Rs. 2 Lakhs
• Tenure: 1 - 3 years
• Processing Fee: 2% of the loan amount
• Administration Fee: 1% to 5%

Incred is powered by incred.com with information from InCred Financial Services Limited.

Benefits of Incred Personal Loans

Borrowers of Incred's personal loans enjoy:

• Low interest rates
• Competitive administration fees
• Easy online application
• Fast approval
• Hassle-free registration
• Simple eligibility requirements
• Minimal documentation
• 24/7 customer support
• Positive customer feedback
• Secure processes

Documents Required for Incred Personal Loans

The required documents include:

• Aadhar Card
• Passport-sized photo
• PAN card
• 4 signed cheques from your account
• Current and permanent address proof

Additional Information: Instant Loan Apps Similar to Incred

Consider apps like:

• mpokket
• Cashe
• Moneytap
• Paysense
• Kreditbee
• Early Salary
• Moneyinminutes
• MoneyView
• Credy
• Cashbean
• Nira
• Payme India
• Dhani
• Phocket

Features of Incred Personal Loans

Noteworthy features include:

• Loans for salaried and self-employed individuals
• Amounts from Rs. 15,000 to Rs. 2 lakhs
• Interest rates from 18% to 36%
• No collateral needed
• Funds disbursed within 8 hours
• Repayment terms from 12 to 60 months

Eligibility Criteria for Incred Personal Loans

Eligibility includes:

• Salaried and self-employed individuals
• Ages 23 to 55 years
• Minimum monthly income of Rs. 20,000
• Good payment history for 24 months
• Residential status in specific Indian cities
• CIBIL score of at least 625

Charges Associated with Incred Personal Loans

Additional fees include:

• Processing fees: 2% - 4%
• Administration fees: 1% - 5%
• Foreclosure charges: 2.5% of outstanding principal

Calculating Incred Personal Loan EMIs

1. Visit MyMoneyMantra.com
2. Select Personal Loan EMI Calculator
3. Enter loan details
4. Calculate EMI details
5. Review interest and principal summary

Check Your Credit Score for a Personal Loan

Check your credit score at [Credit Score Provider].

Incred Personal Loan Customer Care

For loan inquiries, contact:

• Email: contact@qbera.com
• Phone: 1800-4198-121
• WhatsApp: +91 95135 55475
• Address: 2nd Floor Featherlite Vista Building, MV Jayaram Road, 1st Main, Vasanth Nagar, Bengaluru 560052

For application and updates, reach the sales team at 1800-102-2192 or email care@incred.com.