Indian Bank Net Banking
Indian Bank offers an extensive range of Net Banking services that allow all account holders to perform their banking activities and transactions online. Users can enjoy numerous features, including online transactions, bill payments, debit/credit card applications, and much more. This guide will walk you through the registration process, activation, features, and other essential aspects of Indian Bank Net Banking.
Features of Indian Bank Net Banking
Indian Bank Net Banking services come with several significant characteristics designed to make banking convenient and efficient for users. Here are some of the key features:
Fund Transfers
RTGS, IMPS, and NEFT: Users can transfer funds from their Indian Bank accounts to other third-party accounts using Real-Time Gross Settlement (RTGS), Immediate Payment Service (IMPS), or National Electronic Funds Transfer (NEFT).
Account Management
View and Update Information: Account holders can view and update their account information online.
Recurring and Fixed Deposits: Customers can easily open Recurring Deposits (RD) or Fixed Deposits (FD) and manage tasks like premature withdrawal online.
Balance and Activity: Users can view their bank account balance, transaction history, and the status of their chequebook online.
Additional Services
Booking Tickets: Use net banking to book air, rail, or bus tickets.
Bill Payments: Pay credit card bills and utility bills online.
Investment Services: Invest in mutual funds and other financial products.
Loan Management: Access details and manage loan accounts.
Indian Bank Net Banking Registration
To avail of the net banking services of Indian Bank, customers need to follow these steps for registration:
Step-by-Step Registration Process
Step 1: Visit the Indian Bank online banking portal at Indian Bank Net Banking.
Step 2: Click the ‘Login’ button. You will be redirected to a new page. Select ‘New User.’
Step 3: Enter your CIF or account number and the mobile number registered with the account. Click on ‘Submit.’
Step 4: An OTP will be sent to your registered mobile number. Enter the OTP for verification.
Step 5: Once the OTP is verified, enter your account details and other necessary information.
Step 6: Choose the type of facility you want to avail of.
Step 7: Create a login password for your net banking account.
Step 8: Select two security questions and provide the answers.
Step 9: Choose the type of activation. You can activate your Internet banking account through Indian Bank branches or using your Indian Bank ATM card.
Branch Activation: Download the application form, fill it in, and submit it to the nearest branch.
ATM Card Activation: Agree to the terms and conditions, and enter your ATM card details.
Step 10: Once the bank verifies your information, your net banking account will be activated within the next 24 hours.
Indian Bank Net Banking Login
Indian Bank provides a streamlined login process for both personal and corporate banking users. Here’s how you can log in to your net banking account:
Personal Banking Login
Step 1: Go to the Indian Bank Internet Banking page.
Step 2: Click the ‘Login’ button under the Individual Banking section.
Step 3: Enter your Username and Password in the provided fields and click ‘Login.’
Corporate Banking Login
Step 1: Visit the official website of Indian Bank e-banking.
Step 2: Click on the ‘Login’ button and select the Indian Bank Corporate Net Banking section.
Step 3: Enter your Corporate User ID, Password, and Captcha. Click the ‘Login’ button to access the net banking portal.
How to Reset Indian Bank Internet Banking Login Password
If you need to reset your net banking password, follow these steps:
Step 1: Log in to Indian Bank online banking.
Step 2: Choose ‘Login to Net Banking’ on the next page. Enter your user ID and click continue.
Step 3: Click ‘Forgot Login Password’ on the following page.
Step 4: A pop-up window will appear. Press ‘Next’ to continue.
Step 5: Enter your Username, Bank Account Number, Date of Birth, Mobile Number, Country, and CAPTCHA code. Click ‘Submit.’
Step 6: Enter the OTP received on your registered phone number.
Step 7: Set a new net banking password. You can also visit an Indian Bank branch or use your ATM card information to update your net banking password.
Step 8: Enter the new password again to confirm it. Submit the request.
You can now log in to the Indian Bank net banking portal using your new password.
How to Transfer Funds Using Indian Bank Internet Banking
Indian Bank online banking users can transfer funds to other accounts using IMPS, NEFT, or RTGS. Follow these steps to transfer funds:
Step 1: Log in to the net banking portal using your user ID and password.
Step 2: Select the “Fund Transfer” option.
Step 3: Choose the preferred mode of fund transfer (NEFT, RTGS, or IMPS).
Step 4: Select “Fund transfer to account” and enter the beneficiary’s account number, IFSC code, name, and the amount.
Step 5: Confirm the details.
Step 6: Enter the OTP received on your registered phone number to complete the transaction.
Indian Bank Net Banking Application
In addition to online banking services, Indian Bank also offers mobile banking services. Customers can download the Indian Bank Mobile Banking app to access banking services on their mobile phones.
Services Offered by Indian Bank Mobile Banking
Account Details: Access bank account details and balances.
Ticket Booking: Book tickets for air, rail, and bus travel.
Online Shopping: Shop online using the banking app.
Money Transfers: Perform instant money transfers.
Insurance Premium Payments: Pay insurance premiums online.
Cheque Book Inquiry: Check the status of your chequebook.
Bill Payments: Pay utility bills online.
Card Services: Manage debit and credit card services.
Grievance Redressal: Submit service requests and grievances.
KYC Updates: Update your KYC information.
Transaction History: View your transaction history.
Tax Payments: Pay your taxes online.
Online Trading: Engage in online trading services.
Cheque Book Issuance: Request the issuance of a chequebook.
Indian Bank's Merger with Allahabad Bank
On April 1, 2020, Indian Bank merged with Allahabad Bank, enhancing and streamlining banking services for customers. This merger has brought several advantages, including:
Expanded Branch and ATM Network: Increased accessibility through more branches and ATMs.
Improved Customer Service: Enhanced customer service offerings.
Advanced Digital Banking: Better digital banking services for customers.
Seamless Integration: Both banks' best features have been integrated into the new entity, providing a seamless banking experience.
Existing customers can continue using their net banking and mobile banking apps without any changes.
Conclusion
Indian Bank Net Banking provides a convenient and efficient way for customers to manage their finances. With features such as fund transfers, account management, bill payments, and investment services, Indian Bank Net Banking offers a comprehensive banking solution. The registration and login processes are straightforward, and users can easily reset their passwords if needed.
In addition to internet banking, the Indian Bank Mobile Banking app extends these services to mobile devices, allowing customers to perform banking transactions on the go. The recent merger with Allahabad Bank has further enhanced these services, providing a broader network and improved digital banking features.
For secure and reliable banking services, Indian Bank Net Banking and Mobile Banking are excellent choices. They offer a wide range of features designed to make banking easy and accessible, ensuring customers can manage their finances with ease and confidence. Visit the Indian Bank website or contact their customer service for more information and support.
Embrace the convenience and efficiency of Indian Bank Net Banking and Mobile Banking to enhance your banking experience and manage your finances more effectively.