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Is IndusInd Aura Edge Credit Card Your 2024 Choice?

blog-image
Mar 22, 2024
15 Mins

IndusInd Bank launches the Aura Edge Credit Card, expanding its diverse credit card range to cater to varied customer needs. This innovative card is packed with features such as contactless payments and myriad privileges. Read further to uncover details about the IndusInd Bank Platinum Aura Edge Credit Card.

The significant features and benefits of the IndusInd Platinum Aura Edge Credit Card include:

  1. Contactless Payment: Enables faster and easier shopping experiences.
  2. Reward Points: Enjoy tailored reward point plans across different shopping categories.
  3. Fuel Surcharge Waiver: Benefit from waived surcharges at fuel stations across India.
  4. Affordable Fees: A nominal joining fee of Rs. 500 and zero annual fee.
  5. Personal Air Accident Insurance: Coverage up to Rs. 25 lakhs.
  6. Total Protection Plan: Safeguards against fraudulent transactions up to 48 hours before reporting.

For a complete list of top credit cards with airport lounge access, check out our recommendations.

The IndusInd Bank Platinum Aura Edge Credit Card offers comprehensive benefits in travel, dining, and shopping. Cardholders can earn rewards for various spending categories like departmental stores, electronics, dining, and more. Earn reward points for every Rs. 100 spent.

Additional perks include travel insurance for baggage delays or loss, passport and ticket replacements, missed connections, and protection from fraud. Benefit from air accident coverage up to Rs. 25 lakhs.

Enjoy the convenience and security of contactless shopping by simply waving the card at supported merchant terminals.

The card includes a 1% fuel surcharge waiver on transactions between Rs. 400 - 4000 at any fuel station nationwide and boasts global acceptance at 10 million+ merchants.

Experience a next-gen shopping journey, book travels, and make secure online payments with the IndusInd Aura Edge Credit Card.

IndusInd Platinum Aura Edge Credit Card Fees

  • Joining Fee: Rs. 500
  • Annual Fee: Nil
  • Railway Booking Surcharge: Rs. 250
  • Cash Payment Fee at Branch: Rs. 100
  • Duplicate Statement Request: Rs. 100 (post three months)
  • Card Replacement: Rs. 100

Eligibility Criteria

  • Age: 18 to 21 years
  • Income: Stable with criteria compliance
  • Employment: Salaried or self-employed
  • Credit Score: Preferably 750+

Approval factors include existing credit card count, loans, and repayment history.

Document Requirements

  • Address Proof: Aadhaar, voter ID, passport, driving license, property documents, or recent utility bills.
  • Photo ID Proof: PAN, employer ID, driving license, passport, voter ID, Aadhaar.
  • Income Proof: Salaried must provide salary slips, Form 16, ITR, and bank statements. Self-employed should offer audited records, ITR, and past year bank statements.

Application Steps

  1. Visit IndusInd Bank's official site.
  2. Select "Credit Cards" under "Products".
  3. Choose "Apply Now".
  4. Enter mobile number, PAN, email, and pincode.
  5. Agree to terms and conditions.
  6. Verify mobile number for eligibility offers.
  7. Choose "Platinum Aura Edge Credit Card".
  8. Check eligibility and fill out the application form.
  9. A bank representative will get in touch for more information.

For any assistance, visit the IndusInd Bank Credit Card Customer Care.

Should You Get the IndusInd Bank Aura Edge Credit Card in 2024?

This card is ideal for travelers and shopping enthusiasts. Benefit from tailored reward plans and exceptional savings. Here are key factors:

  • Global Acceptance for international travelers.
  • Reasonable fees with affordable joining fees and no annual charges.
  • Investor insurance for lost baggage or travel interruptions.
  • Fraud protection offers peace of mind while traveling.
  • Air travel benefits, like missed connection coverage.
  • Get dining discounts via Eazydiner bookings.
  • Simplified eligibility for first-time cardholders.
  • Use responsibly to build a positive credit score and access exclusive perks.
  • If the card's offerings meet your needs, it's certainly worth considering.

Explore more on the Rupay Credit Card for varied credit card options.

Alternative Cards to Consider

Consider these cards for comparable benefits:

  • IndusInd Bank Platinum Aura Edge Credit Card: Joining Fee: Rs. 500; No annual fee; Rewards: 4 points/100 Rs. on departmental, grocery, hotel spends.
  • HDFC Moneyback Credit Card: Rs. 500 fees; Rewards: 4 points/150 Rs. for online spending.
  • Amazon Pay ICICI Bank Credit Card: No fee; Prime users get 5% cashback.
  • SBI Simply Click Credit Card: Rs. 499 fees; 10X points for Amazon, Netmeds, Apollo, and more.
  • Axis Bank Ace Credit Card: Rs. 499 fees; Cashback: 5% on utilities; 2-4% on others.

In summary, the IndusInd Bank Aura Edge Credit Card caters well to those who travel and shop. Weigh your preferences before selecting a card that aligns with your lifestyle.

Available on both IOS and AndroidTry Pluto Money Today 👇
Author
Team Pluto
Have a question?
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Invest Smarter, Here's how to achieve Your Dreams 80% Faster - Let’s Get Started!Trusted by 3 Crore+ Indians
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
credit-cards

Is IndusInd Aura Edge Credit Card Your 2024 Choice?

blog-image
Mar 22, 2024
15 Mins

IndusInd Bank launches the Aura Edge Credit Card, expanding its diverse credit card range to cater to varied customer needs. This innovative card is packed with features such as contactless payments and myriad privileges. Read further to uncover details about the IndusInd Bank Platinum Aura Edge Credit Card.

The significant features and benefits of the IndusInd Platinum Aura Edge Credit Card include:

  1. Contactless Payment: Enables faster and easier shopping experiences.
  2. Reward Points: Enjoy tailored reward point plans across different shopping categories.
  3. Fuel Surcharge Waiver: Benefit from waived surcharges at fuel stations across India.
  4. Affordable Fees: A nominal joining fee of Rs. 500 and zero annual fee.
  5. Personal Air Accident Insurance: Coverage up to Rs. 25 lakhs.
  6. Total Protection Plan: Safeguards against fraudulent transactions up to 48 hours before reporting.

For a complete list of top credit cards with airport lounge access, check out our recommendations.

The IndusInd Bank Platinum Aura Edge Credit Card offers comprehensive benefits in travel, dining, and shopping. Cardholders can earn rewards for various spending categories like departmental stores, electronics, dining, and more. Earn reward points for every Rs. 100 spent.

Additional perks include travel insurance for baggage delays or loss, passport and ticket replacements, missed connections, and protection from fraud. Benefit from air accident coverage up to Rs. 25 lakhs.

Enjoy the convenience and security of contactless shopping by simply waving the card at supported merchant terminals.

The card includes a 1% fuel surcharge waiver on transactions between Rs. 400 - 4000 at any fuel station nationwide and boasts global acceptance at 10 million+ merchants.

Experience a next-gen shopping journey, book travels, and make secure online payments with the IndusInd Aura Edge Credit Card.

IndusInd Platinum Aura Edge Credit Card Fees

  • Joining Fee: Rs. 500
  • Annual Fee: Nil
  • Railway Booking Surcharge: Rs. 250
  • Cash Payment Fee at Branch: Rs. 100
  • Duplicate Statement Request: Rs. 100 (post three months)
  • Card Replacement: Rs. 100

Eligibility Criteria

  • Age: 18 to 21 years
  • Income: Stable with criteria compliance
  • Employment: Salaried or self-employed
  • Credit Score: Preferably 750+

Approval factors include existing credit card count, loans, and repayment history.

Document Requirements

  • Address Proof: Aadhaar, voter ID, passport, driving license, property documents, or recent utility bills.
  • Photo ID Proof: PAN, employer ID, driving license, passport, voter ID, Aadhaar.
  • Income Proof: Salaried must provide salary slips, Form 16, ITR, and bank statements. Self-employed should offer audited records, ITR, and past year bank statements.

Application Steps

  1. Visit IndusInd Bank's official site.
  2. Select "Credit Cards" under "Products".
  3. Choose "Apply Now".
  4. Enter mobile number, PAN, email, and pincode.
  5. Agree to terms and conditions.
  6. Verify mobile number for eligibility offers.
  7. Choose "Platinum Aura Edge Credit Card".
  8. Check eligibility and fill out the application form.
  9. A bank representative will get in touch for more information.

For any assistance, visit the IndusInd Bank Credit Card Customer Care.

Should You Get the IndusInd Bank Aura Edge Credit Card in 2024?

This card is ideal for travelers and shopping enthusiasts. Benefit from tailored reward plans and exceptional savings. Here are key factors:

  • Global Acceptance for international travelers.
  • Reasonable fees with affordable joining fees and no annual charges.
  • Investor insurance for lost baggage or travel interruptions.
  • Fraud protection offers peace of mind while traveling.
  • Air travel benefits, like missed connection coverage.
  • Get dining discounts via Eazydiner bookings.
  • Simplified eligibility for first-time cardholders.
  • Use responsibly to build a positive credit score and access exclusive perks.
  • If the card's offerings meet your needs, it's certainly worth considering.

Explore more on the Rupay Credit Card for varied credit card options.

Alternative Cards to Consider

Consider these cards for comparable benefits:

  • IndusInd Bank Platinum Aura Edge Credit Card: Joining Fee: Rs. 500; No annual fee; Rewards: 4 points/100 Rs. on departmental, grocery, hotel spends.
  • HDFC Moneyback Credit Card: Rs. 500 fees; Rewards: 4 points/150 Rs. for online spending.
  • Amazon Pay ICICI Bank Credit Card: No fee; Prime users get 5% cashback.
  • SBI Simply Click Credit Card: Rs. 499 fees; 10X points for Amazon, Netmeds, Apollo, and more.
  • Axis Bank Ace Credit Card: Rs. 499 fees; Cashback: 5% on utilities; 2-4% on others.

In summary, the IndusInd Bank Aura Edge Credit Card caters well to those who travel and shop. Weigh your preferences before selecting a card that aligns with your lifestyle.

Available on both IOS and AndroidTry Pluto Money Today 👇
Author
Team Pluto
Have a question?
Digital GoldInvest in 24K Gold with Zero making ChargesLearn More
Digital SilverInvest in silver with Zero making ChargesLearn More
Pluto FixedEarn from 11% to 14% Returns annually in a fixed lock-in periodLearn More