Like any other bank, JK Bank Customers often visit branches for various transactions, including form submissions, RTGS/NEFT requests, KYC updates, and cash dealings. Therefore, knowing the JK Bank timings is crucial for smooth banking experiences. In this article, we explore the working hours and service times of JK Bank.

JK Bank Operating Hours

The following are the service hours at JK Bank:

• Monday to Friday: 10:00 a.m. - 4:00 p.m. (Opening hours)
• Cash Transactions: 10:00 a.m. - 4:00 p.m.
• 1st, 3rd, and 5th Saturdays: 10:00 a.m. - 4:00 p.m. (Open)
• 2nd and 4th Saturdays: Closed
• Sundays: Closed
• Lunch Hours: Typically, 2:00 p.m. – 2:30 p.m. (Varies)
• NEFT Processing: 8:00 a.m. - 6:30 p.m. (24x7 Availability)
• RTGS Processing: 8:00 a.m. - 4:15 p.m. (24x7 Availability)
• Locker Access: 10:00 a.m. - 4:00 p.m.

*Please note that timings may vary by branch.

JK Bank Lunchtime

The lunch break at Jammu & Kashmir Bank generally runs from 2:00 p.m. to 2:30 p.m. Staff members take turns for breaks to maintain operational continuity. Exact lunch timings might change based on the branch location.

Jammu & Kashmir Bank Working Schedule

The working hours for Jammu & Kashmir Bank are from 10:00 a.m. to 4:00 p.m. Operational hours can differ among branches. Business days include the first, third, and fifth Saturdays of each month, whereas the second and fourth Saturdays, Sundays, and all public holidays are non-working days.

JK Bank NEFT Service Hours

The NEFT service at JK Bank is operational 24/7. Nonetheless, customers should avoid transactions between 11:30 p.m. and 12:00 a.m. due to administrative cut-off times. NEFT can be accessed at any time, including weekends and after hours. Branch processing occurs from 8:00 a.m. to 6:30 p.m.

JK Bank RTGS Availability

RTGS services are available 24/7 at Jammu & Kashmir Bank, offering a fast, reliable method to transfer large sums across the country. J&K Bank ensures a seamless process for both payments and collections.