How to Access and Verify Your PAN Card Details in 2023

Introduction

A PAN card, or Permanent Account Number, is a critical ID for financial tasks in India, such as tax returns, asset transactions, and banking. Inactive PANs can hinder major transactions. This article explains how to retrieve PAN card details, check its status, and its significance.

Understanding PAN

The Permanent Account Number (PAN) is a unique 10-character code from India's Income Tax Department under Section 139 of the Income Tax Act, 1961. It tracks financial movements but isn't a citizenship proof, allowing foreign entities to acquire PAN.

Importance of PAN

• Filing Income Tax Returns (ITR)
• Property transactions
• Opening banking and demat accounts
• Loan and credit card applications
• High-value transactions like jewelry or vehicle purchases

Accessing Your PAN Card Details

Via Name and Date of Birth

While direct access isn't possible by name and DOB alone, follow these steps:

1. Go to the Income Tax e-filing portal.
2. Select “Verify your PAN” under “Quick Links”.
3. Enter your PAN, name, DOB, and mobile number.
4. Submit the OTP received, click “Validate”.
5. PAN status and details are displayed.

Through the Income Tax Website

1. Visit the Income Tax e-filing site.
2. Select “Register Yourself” or “Registered User”.
3. Choose the user type and follow prompts.
4. Complete registration.
5. Login and access “Profile Settings > My Account” for details.

Checking PAN Card Status

While awaiting your card delivery (around 15 days), you can track with a 15-digit acknowledgment:

• Via SMS: Text NSDLPAN <15-digit number> to 57575 for updates.
• Via Call: Dial 020-27218080 with your acknowledgment number for status.
• Online: Visit TIN-NSDL, input the acknowledgment number and captcha.

When to Check PAN Status

Check five days after acquiring the acknowledgment or UTI coupon number.

Information Required for Status Check

• NSDL acknowledgment number
• UTI coupon number

Who Can Track PAN Status

Any applicant with a 15-digit acknowledgment can trace the application online.

Understanding PAN Transaction Status

For online PAN applications, transaction tracking confirms payment success.

Advantages and Necessity of PAN

• Tax Compliance: Essential for tax payments and returns.
• Financial Transactions: Required for large transactions.
• ID Proof: Useful for several official purposes.
• Business Setup: Necessary for new business registrations.
• Transaction Tracking: Monitors financial dealings to avoid tax evasion.

Applying for a PAN Card

The process is straightforward, available both online and offline.

Online Application

1. Visit NSDL or UTIITSL sites.
2. Fill out Form 49A, pay fees, and submit.
3. Receive an acknowledgment for e-Signing or mail submission.
4. Receive the PAN card in approximately 15 working days.

Offline Application

1. Download Form 49A from NSDL e-Gov.
2. Fill correctly with accurate details.
3. Attach ID, address, and birth proofs.
4. Submit at a PAN center with fees.
5. Get an acknowledgment number.
6. Receive PAN card in about 15 working days.

Documents Required for PAN Application

• Identity Proof: Aadhaar, passport, voter ID, etc.
• Address Proof: Aadhaar, passport, bank statement, utility bills, etc.
• Date of Birth Proof: Birth certificate, passport, etc.
• Photographs: Recent passport-size images.

Tips for PAN Card Application

• Ensure form details match documentation.
• Avoid using initials for names.
• If PAN is lost, apply for a duplicate, not a new card.
• Use capital letters; no overwriting.

PAN Card Forms

• Form 49A: For Indian citizens, including NGOs and minors.
• Form 49AA: For foreign nationals and organizations.
• Form 60: For non-holders under 60.
• Form 61: For non-holders aged 60+.

Conclusion

A PAN card is essential for taxpayers in India. Understanding its access, status verification, and application process can avert potential issues, especially in tax, finance, or ID matters. Use this guide for managing your PAN requirements effectively.

Frequently Asked Questions (FAQs)

Q1: Can I check PAN details using name and DOB?

A1: Direct viewing isn't available, but with PAN, name, DOB, and mobile, verification is feasible online.

Q2: How soon do I receive a PAN card post-application?

A2: Roughly 15 working days.

Q3: What documents are needed for PAN application?

A3: Identity proof, address proof, birth proof, and photographs.

Q4: Are foreign nationals eligible for PAN?

A4: Yes, for conducting financial dealings in India.

Q5: How do you track PAN application status?

A5: Via SMS, call, or online using the 15-digit acknowledgment number on the TIN-NSDL portal.