Navi Personal Loan App provides a seamless, paperless way to secure a personal loan of up to Rs. 20 Lakhs. With flexible repayment terms up to 72 months, borrowers can manage their finances effectively. The app offers attractive interest rates starting from 9.99% p.a., along with the freedom to pre-close the loan without extra charges.

Instant Loan Application

As of December 28, 2023, borrowers can easily apply for a Navi Personal Loan with details outlined as follows:

• Minimum Loan Amount: Rs. 10,000
• Maximum Loan Amount: Rs. 20 Lakhs
• Tenure: 3 to 72 months
• Interest Rate: Starting at 9.9% p.a.
• Processing Fee: 3.99% to 6%
• Collateral: Not required
• Foreclosure Charges: Nil

Powered by Navi Finserv Private Ltd., this information comes directly from their website.

Features of Navi Personal Loan App

• Convenient Loan Amount: Instant personal loan up to Rs. 20 Lakhs.
• Reasonable Processing Fee: 3.99% to 6% processing charge.
• Quick Disbursement: Amount is instantly transferred to borrower’s account upon approval.
• Minimal Documentation: 100% paperless without bank statements or salary slips.
• Affordable Interest Rate: Starting from 9.9% p.a.
• Flexible Tenure and EMI Options: Up to 72 months.
• Easy Eligibility Check: Instant eligibility check through the app.
• No Collateral Required: Accessible without any security deposit.
• No Foreclosure Charges: Prepayment without fees.
• Trusted Reviews: Navi loan reviews available online for informed decisions.

Borrowers can utilize the Navi Personal Loan EMI Calculator for estimating monthly installments.

Interest Rate Details

Navi offers fixed interest rates starting at 9.9% annually. Processing fees apply at 3.99% to 6%, with a minimum fee of Rs. 1,499 plus GST.

Eligibility Criteria

• Nationality: Indian citizens only.
• Occupation: Salaried or self-employed professionals.
• Age Requirement: Between 18 and 65 years, with possible minimum age adjustments.
• Credit Score: Minimum score of 650.
• Location: Available in select cities like Bangalore, Mumbai, and Delhi NCR.

Required Documents

• PAN number
• Aadhaar number

Application Process

1. Download the Navi app from Google Play or App Store.
2. Register using a mobile number.
3. Check eligibility by completing the necessary details.
4. Select loan amount and EMI.
5. Finish KYC with Aadhaar and PAN.
6. Input bank details for transfer.
7. Receive funds in account post-approval.

Contact Details

Email: help@navi.com

Office Address: Navi Technologies Pvt Limited, 3rd Floor, Salarpuria Business Center, 93, 5th A Block, Koramangala, Bangalore - 560095.

Navi Personal Loan App aims to make personal loans accessible with user-friendly features, competitive interest rates, and flexible repayment plans, making it a preferred choice for borrowers looking for easy financing solutions.