How to Navigate Your SBI Credit Card Statement Easily

SBI Card offers credit card statements to detail all account transactions, accessible both online and offline, with an option for a monthly e-statement sent via email.

SBI Credit Card Statement Overview
The SBI Credit Card Statement presents your card usage summary over a billing period, usually spanning 1-2 pages, including transaction details, payment history, total amount due, and due dates. Regular monitoring can help detect fraudulent activities.

Key Components of SBI Credit Card Statement

• Billing Cycle: The time frame within which card payments are recorded.
• Payment Due Date: The last date to pay the due amount to avoid late fees.
• Total Amount Due: Aggregate of all transactions and charges up to the statement date, including opening balance and new purchases.
• Minimum Amount Due: The least amount to pay to avoid penalties.
• Closing Balance: Amount owned on the card at the end of the billing cycle.
• Current Outstanding Balance: The due total payable before the due date.
• Transaction Summary: Record of all card transactions during the statement period.

Calculating the Minimum Amount Due
Typically, the minimum due is 5% of the outstanding balance. For example, a Rs. 10,000 transaction will require a Rs. 500 minimum due.

Checking SBI Credit Card Statement Online

• Login to your account via the SBI Card website or app.
• Visit the 'My Account' section to view the statement.
• Use ILA, SBI's chatbot, and choose 'Statement' for instant viewing.

Accessing the SBI Credit Card Statement via Mobile App
Download and log in to the SBI Card app, then go to 'My Account' and select 'Card Statement' for details.

Switching to SBI Credit Card E-statement
Enroll for e-statements by registering your email with the bank through customer care, SMS, website, or email.

Offline Access to SBI Credit Card Statement

• By SMS: Request a duplicate statement by sending SMS: DSTMT XXXX MM to 5676791.
• Customer Care: Call SBI Credit Card Customer Care to get your statement.
• Via Post: Request a physical statement sent to your registered address.
• In Person: Visit a State Bank of India branch for personal assistance.

Addressing Errors in Your SBI Credit Card Statement
Report discrepancies via customer care with evidence, visit a branch, or mail a letter of the issue.