Introduction: Established on April 30, 2016, Utkarsh Small Finance Bank Limited provides a broad spectrum of financial services, focusing particularly on fulfilling microfinance requirements in rural and semi-urban sectors across India. The bank offers digital solutions such as Internet Banking, Mobile Banking, and online account setups, enabling customers to receive instant account balance updates. Here's a detailed guide to various methods for Utkarsh Small Finance Bank Balance Enquiry.

Utkarsh Small Finance Bank Balance Check via Toll-Free Number

To check your balance using the toll-free number, ensure your mobile number is registered with the bank. Call 1800 123 9878, select your language, and complete verification steps. A representative will provide your account balance details.

Utkarsh Small Finance Bank Balance Enquiry by Missed Call

For a balance update through missed call:

1. Dial 1800 123 9878 from your registered mobile.
2. The call disconnects automatically after a few rings.
3. An SMS with your account balance will be sent to your registered number.

Utkarsh Small Finance Bank Balance Check by Net Banking

Steps to view your balance via net banking:

1. Visit the official Utkarsh Small Finance Bank website.
2. Click ‘Ways to Bank’ and choose 'Internet Banking'.
3. Log in using your user ID and password issued by the bank.
4. Select the ‘Account summary’ to see your balance.

Utkarsh Bank Balance Enquiry using Mobile Banking

Access balance information through the bank's mobile app:

1. Download the Utkarsh Mobile App from Google Play or App Store.
2. Log in to your account.
3. Select 'Accounts Balance Enquiry' to view your balance.

Utkarsh Bank Balance Check at ATM

Find your balance at an ATM via:

1. Visit an ATM.
2. Insert your debit card and enter your 4-digit ATM PIN.
3. Select 'Balance Enquiry' to display your account balance.

Registering for Utkarsh Bank Balance Enquiry Services

Procedures include registering for:

• Toll-free number services
• Missed call services
• Net Banking
• Mobile banking

Ensure your mobile number is registered for toll-free or missed call services.

How to Register for Utkarsh Bank Internet Banking?

Follow these steps for Internet Banking registration:

1. Visit Utkarsh's official website and head to ‘Ways to Bank’.
2. Select 'Internet Banking' then 'Self Registration' and click 'Sign me up'.
3. Provide customer ID, Date of Birth, or card details, agree to terms, and click 'Next'.
4. Verify displayed information, click 'Confirm' if correct.
5. Enter the OTP sent to your mobile and submit.
6. Create a User ID and Password, completing the registration.

Registering for Utkarsh Bank Mobile Banking Services

Steps include:

1. Download the Utkarsh Mobile App.
2. Select 'Self-Registration'.
3. Choose an identification method and send the SMS.
4. Submit app details, create a Username and Password.
5. Select a security image and phrase, confirm, and generate a 4-digit MPIN.
6. Complete with an MPIN setup confirmation.

Benefits of Utkarsh Small Finance Bank Balance Enquiry

The main advantages are:

• Time-saving by avoiding branch or ATM visits.
• Enabling real-time financial management.
• Reduced risks from failed transactions or bounced cheques.
• 24/7 access to account information.