A UTR Number in PhonePe, or Unique Transaction Reference Number, is a vital 12-digit identifier for financial transactions via NEFT, RTGS, or UPI. Upon initiating a transaction, the UTR number is automatically generated by the banking system, facilitating the tracking of transaction status and history.

The importance of a UTR number lies in its function as proof for when a transaction occurred, serving as an authentic reference, especially when filing complaints with PhonePe customer service. Unlike duplicate transaction details, the UTR remains unique to each transaction, making it an essential tool for transaction tracking.

Occasionally, PhonePe transactions may face technical issues, leading to funds being deducted without recipient confirmation. In such scenarios, the UTR number is crucial for resolving discrepancies with relevant authorities.

To locate the UTR number in PhonePe transactions, adhere to these steps:

1. Open your PhonePe app, log in, and select the History option at the screen's bottom right corner.
2. View the transaction details in the newly displayed interface. Pick the relevant transaction and select it.
3. On the next page, locate the transfer details, including the UTR number, found under the Debited from section.

Following these instructions enables you to effortlessly retrieve the UTR number from PhonePe's transaction history.

In summary, understanding the role of the UTR number in PhonePe can significantly aid in tackling any transaction-related issues or queries. For further clarification or unresolved queries about finding the UTR number, users should check the specified section in the PhonePe app or contact PhonePe Customer Support at 080-68727374 or 022-68727374 for speedy assistance.