How to Find Your 12-Digit UTR Number on PhonePe?

Understanding how to find the UTR Number in PhonePe is vital for managing your financial transactions through methods like NEFT, RTGS, or UPI. This 12-digit Unique Transaction Reference Number is automatically generated by the bank's system once a transaction is initiated, and it's a key component in tracking the status or history of a transaction, serving as evidence of the transaction's occurrence.

The UTR number is especially important when it comes to providing a legitimate reference during any discussions with PhonePe customer care. Unlike other transaction details, the UTR number is distinct, facilitating effortless tracking of your financial transactions. Occasionally, technical issues may arise where deductions occur without confirmation of successful completion. In such cases, presenting the UTR number to the relevant bodies helps resolve issues swiftly.

To find the UTR number in PhonePe, proceed with these steps:

1. Launch the PhonePe app on your smartphone, log in, and select the "History" option located at the bottom right corner of your screen.
2. Inspect the transaction details displayed on the new screen. Locate and click on the transaction in question.
3. The transfer details along with the specific UTR number will appear under the "Debited from" section on the following page.

Following these steps allows you to effortlessly identify the UTR number in your PhonePe transaction history. Understanding the use of a UTR number aids in resolving issues effectively. If uncertainty remains, users can contact the PhonePe Customer Support helpline at 080-68727374 or 022-68727374 for assistance.

*[RBI]: Reserve Bank of India *[MSMEs]: Micro, Small and Medium Enterprises *[NSE]: National Stock Exchange *[BSE]: Bombay Stock Exchange *[UX]: User Experience *[NPAs]: Non-Performing Assets *[NRI]: Non-Resident Indian *[RTGS]: Real-Time Gross Settlement *[IMPS]: Immediate Payment Service *[NEFT]: National Electronic Funds Transfer *[EMIs]: Equated Monthly Installments *[IVR]: Interactive Voice Response *[HUF]: Hindu Undivided Family *[NRIs]: Non-Resident Indians *[PAN]: Permanent Account Number *[TPA]: Third-Party Administrator *[TDS]: Tax Deducted at Source *[STT]: Securities Transaction Tax *[CPC]: Central Processing Centre *[BOI]: Body of Individuals *[AOP]: Association of Persons *[LLP]: Limited Liability Partnership *[OCI]: Overseas Citizens of India *[Income Tax Act]: Income Tax Act *[NBFC]: Non-Banking Financial Company *[IRDAI]: Insurance Regulatory and Development Authority of India *[NBFCs]: Non-Banking Financial Companies *[HLPP]: Home Loan Protection Plan *[GST]: Goods and Services Tax *[ RBI]: Reserve Bank of India *[IMF]: International Monetary Fund *[KWD]: Kuwaiti Dinar *[INR]: Indian Rupee *[SGD]: SGD *[MAS]: Monetary Authority of Singapore *[GBP]: British Pound Sterling *[EMI]: Equated Monthly Installments *[OD]: Overdraft *[EBLR]: External Benchmark Lending Rate *[MCLR]: Marginal Cost of Funds-based Lending Rate *[FATCA]: Foreign Account Tax Compliance Act *[OECD]: Organisation for Economic Co-operation and Development *[HUFs]: Hindu Undivided Families *[PPF]: Public Provident Fund *[EPF]: Employees’ Provident Fund *[UPI]: Unified Payments Interface *[PMJJBY]: Pradhan Mantri Jeevan Jyoti Bima Yojana *[PMSBY]: Pradhan Mantri Suraksha Bima Yojana *[APY]: Atal Pension Yojana *[SIP]: Systematic Investment Plan *[Interactive Voice Response]: IVR *[ RTGS]: Real-Time Gross Settlement *[TDR]: Ticket Deposit Receipt *[RAC]: Reservation Against Cancellation *[CIBIL]: Credit Information Bureau (India) Limited *[MICR Code]: Magnetic Ink Character Recognition Code *[F&O;]: Futures and Options *[KYC]: Know Your Customer *[F&O]: Futures and Options *[VAT]: Value-Added Tax *[IFSC]: Indian Financial System Code *[MICR]: Magnetic Ink Character Recognition *[IRDA]: Insurance Regulatory and Development Authority of India *[GRN]: Goods Received Note *[PIN]: Personal Identification Number *[OTP]: One-Time Password *[SEBI]: Securities and Exchange Board of India *[RTO]: Regional Transport Office *[PUC]: Pollution Under Control *[Indian Succession Act, 1925]: Indian Succession Act, 1925 *[HNIs]: High-Net-Worth Individuals *[UIDAI]: Unique Identification Authority of India *[NSC]: National Savings Certificate *[Sukanya Samriddhi Yojana]: Sukanya Samriddhi Yojana *[ PAN]: Permanent Account Number *[ATM]: Automated Teller Machine *[ MSMEs]: Micro, Small and Medium Enterprises *[HSN]: Harmonized System Nomenclature *[URN]: Update Request Number *[SSUP]: Self-Service Update Portal *[ETF]: Exchange-Traded Funds *[Folio No.]: Folio Number *[SFB]: Small Finance Bank *[NGO]: Non-Governmental Organization *[KEGF]: Kerala Evangelical Graduates Fellowship *[MED]: Micro Enterprises Development *[Muhurat Trading]: Muhrat Trading *[PDF]: Portable Document Format *[EPFO]: Employees’ Provident Fund Organization *[EPS]: Employee Pension Scheme *[LIC]: Life Insurance Corporation *[NSDL]: National Securities Depository Limited *[PFRDA]: Pension Fund Regulatory and Development Authority *[NEAT]: National Exchange for Automated Trading *[AuM]: Assets Under Management *[REITs]: Real Estate Investment Trusts *[ETFs]: Exchange-Traded Funds *[UPI PIN]: Unified Payments Interface Personal Identification Number *[Folio Number]: Folio Number *[SWIFT]: Society for Worldwide Interbank Financial Telecommunication *[AUM]: Assets Under Management *[ESG]: Environmental, Social, and Governance *[ATMs]: Automated Teller Machine *[NRE]: Non-Resident External Accounts *[GSM]: Global System for Mobile Communications *[NAVs]: Net Asset Values *[NPS]: National Pension System *[**RBI**]: Reserve Bank of India *[AMC]: Asset Management Company *[NAV]: Net Asset Value *[AMCs]: Asset Management Companies *[Reserve Bank of India]: Reserve Bank of India