Introduction: YES Bank has unveiled its innovative Build Your Own Card (BYOC) credit card, allowing users to personalize options to fit their lifestyle. This card brings exclusive privileges and numerous benefits, enhancing your banking experience.

Apply Now on YES Bank Website

Key Highlights of the YES Bank BYOC Credit Card

• Joining Fee: Ranges from Rs. 249 to Rs. 3,499 plus taxes.
• Monthly Subscription Fee: Between Rs. 99 to Rs. 299, based on the card type.
• Welcome Benefit: Spend Rs. 1000 within 30 days and receive a FREE Amazon voucher worth Rs. 500.

Key Benefits: Choose between 1% cashback or 8 reward points per Rs. 200 spent. Enjoy benefits like complimentary airport lounge visits and a free yearly golf lesson at select Indian courses.

• Rewards: Earn 8 reward points for every Rs. 200 spent.
• Age Requirement: Eligible age range is 21 to 60 years.
• Minimum Net Salary: At least Rs. 25,000 per month net salary or a minimum of Rs. 7.5 Lakhs ITR.
• Foreign Currency Mark-up: 3.5% charge.

Features & Benefits of YES Bank BYOC Credit Card

• Welcome Benefit: Free Amazon voucher worth Rs. 500 on spending Rs. 1000 within the first 30 days.
• Airport Lounge Access: One complimentary visit per quarter to select domestic lounges.
• Golf Benefits: Four green fee waivers and one golf lesson per year.
• Insurance: Rs. 2.5 Lakhs credit shield cover in case of accidental death.
• Fuel Surcharge Waiver: 1% waiver on transactions from Rs. 400 to Rs. 5,000 at fuel stations.
• Dining Benefit: Minimum 15% discount at select restaurants.
• Instant EMI Facility: Flexible tenures for transactions starting from Rs. 1,500.
• Other Benefits: Customize your card and choose between cashback or reward points. Offers secure online and NFC-enabled contactless transactions.

YES Bank BYOC Credit Card Offer Plans

• Silver Plan: Rs. 99 + GST
• Gold Plan: Rs. 149 + GST
• Platinum Plan: Rs. 249 + GST

Earn 10% cashback on platforms like BookMyShow, Swiggy, with a Rs. 100 cap per merchant cycle.

YES Bank BYOC Credit Card Fees and Charges

• One-time fee: Ranges from Rs. 249 to Rs. 3,499 plus taxes.
• Monthly fee: Varies with perks; Rs. 49 for sign-ups before October 2023.
• Subscription Plan Fee: Silver plan is Rs. 99 + GST, Gold is Rs. 149 + GST, Platinum is Rs. 249 + GST.

Charges for revolving credit, cash advances & overdue amounts: 3.80% monthly.

• Foreign currency mark-up: 3.5%
• Charges for rental & wallet transactions: Minimum charge of 1% applicable from November 2023.

YES Bank BYOC Credit Card Eligibility

• Age: 21-60 years
• Occupation: Salaried or self-employed
• Salary: Minimum Rs. 25,000 monthly or Rs. 7.5 Lakhs ITR

YES Bank BYOC Credit Card Documents Required

• PAN Card/Form 60
• Recent photographs
• Latest Salary Slip/ITR
• Electricity/Telephone Bill, Passport, or Ration Card
• Aadhaar Card, Passport, Driving License, or PAN Card

How to Apply for YES Bank BYOC Credit Card?

1. Visit the YES Bank website for the BYOC card.
2. Complete the application form.
3. Check eligibility.
4. Submit application and complete KYC.

Don't miss the chance to personalize your credit card. Apply now for the YES Bank BYOC credit card for enhanced banking convenience.

Disclaimer: Information is subject to change according to bank guidelines. Visit YES Bank's official site or contact customer service for updates.