Introduction:
Yes Bank introduces the Prosperity Rewards Plus Credit Card, designed to offer users enhanced benefits. Cardholders can accumulate additional reward points on all purchases, which are redeemable for exciting merchandise. Moreover, the card can be issued against a Fixed Deposit of Rs. 30,000 and above.

The credit card is issued with a joining and annual fee of Rs. 399 + GST, which is refundable upon meeting certain spending criteria. To apply, customers may visit the Yes Bank website.

Key Highlights of the Prosperity Rewards Plus Credit Card:
Some notable features of this credit card are:

• Joining fee: Rs. 399 + GST
• Annual fee: Rs. 399 + GST
• Benefits: Additional reward points on specific purchases, 12,000 bonus reward points, fuel surcharge exemptions, insurance cover, etc.
• Rewards: 2 points per Rs. 200 spent in select categories and 4 points per Rs. 200 in all categories.
• Age criteria: 21 to 60 years
• Foreign currency transaction fee: 3.40%

Visit the bank's website for more on Yes Bank Credit Card Offers.

Features & Benefits:

Rewards:
- Accelerated points on select YESCART transactions.
- Earn 2 reward points for Rs. 200 on specified categories.
- 4 points for Rs. 200 spent in all other categories.
- 5X points on the first 3 transactions with registered billers on YES PayNow.
- 12,000 bonus points when spending Rs. 3.6 Lakhs annually.

Insurance Cover:
- Credit Shield cover for accidental demise.
- Card Protection Plan (CPP) for card-related emergencies.

Fuel Surcharge Waiver:
- 1% waiver on transactions between Rs. 400 to Rs. 5,000 across Indian fuel stations.

Secure Transactions:
- Ensured with MasterCard SecureCode/Verified by VISA.

Instant EMI:
- Convert Rs. 2,500+ transactions into EMIs while earning points.
- No documentation.
- Interest: 12%-15% annually, no processing fee.
- Repayment: 3-24 months.

Fees:
- Joining fee reversible after Rs. 10,000 spend within 90 days.
- Annual fee reversible after Rs. 50,000 spend prior to renewal.

Eligibility:
Criteria for the credit card are:

• Age: 21-60 years
• Salaried or self-employed.
• Minimum monthly net income: Rs. 35,000 or an Income Tax Return of Rs. 5 Lakhs+.
• Also available against a Rs. 30,000+ Fixed Deposit.

Documents Required:
Necessary documents include:

• Identity proof: PAN Card/Passport/Driving License/Voter ID/Aadhar/UIDAI/NREGA Card
• Address proof: Passport/Driving License/Voter ID/Aadhar/UIDAI/NREGA Card
• Signature proof: Passport/PAN/Driving License/NREGA Card
• Income proof (salaried): Last 2 months' salary slips, credit card statement, and card image
• Income proof (self-employed): Last year's IT Return, credit card statement, and card image

Access Yes Bank Credit Card Statements online on the bank's website.

Application Process:
Apply online at the Yes Bank or MyMoneyMantra website. Steps include checking eligibility, filling the form, uploading documents, and submission.

Other Yes Bank Credit Cards:
Explore additional cards like:

• Yes Prosperity Edge Credit Card
• Yes Premia Credit Card

For more details, visit the Yes Bank website.