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ICICI Bank Expressions Credit Card
ICICI Bank Expressions Credit Card is an entry-level credit card by the ICICI Bank. The unique feature of this card is that you can customize its desi
Security
Advanced protection for all transactions
Instant
Immediate digital card access
Rs. 500 + GST
Joining Fee
Rs. 500 + GST
Renewal Fee
24/7
Support
Meet ICICI Bank Expressions Credit Card
ICICI Bank Expressions Credit Card is an entry-level credit card by the ICICI Bank. The unique feature of this card is that you can customize its design and appearance to your liking. You can choose one of the designs on the ICICI bank’s website or have your own picture on the card. The card’s target customer base primarily includes students and young professionals who believe in expressing themselves through the things they own (that’s why the name “Expressions“). Expressions Credit Card comes with a nominal annual membership fee of just Rs. 500, which can be waived on spending a minimum of Rs. 1.5 lakh in an anniversary year. Read on to learn more about this entry-level offering by ICICI.
ICICI Bank Expressions Credit Card MEMBERSHIP
JOINING FEERs. 500 + GST
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make ICICI Bank Expressions Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
The renewal fee is waived off on expenditure of Rs. 1.5 lakh in the previous year.
Rewards Redemption Fee
Rs. 99 (plus applicable taxes) per redemption request
Foreign Currency Markup
3.50% of the conversion amount
Interest Rates
3.40% p.m. (or 40.8% annually)
Fuel Surcharge
1% fuel surcharge waived off at HPCL filling station across India on transactions of not more than Rs. 4,000
Cash Advance Charges
2.50% of the withdrawn amount, subject to a minimum charge of Rs. 300
Movie & Dining
25% discount (up to Rs. 100) on movie ticket bookings on BookMyShow on booking a minimum of 2 tickets in a single transaction. Offer can be availed maximum twice in a month.
Rewards Rate
3 Reward Points per Rs. 100 spent with the card (except fuel, utility and insurance spends), 2 Reward Points per Rs. 100 on utility payments
Reward Redemption
The earned Reward Points can be redeemed against gifts or the card's outstanding balance at a rate of 1 Reward Point = Rs. 0.25.
Travel
N/A
Domestic Lounge Access
1 complimentary access to domestic airport lounges per quarter.
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
Personalized Card Design
Adding a personal touch to your credit cards not only makes it unique but also makes it more identifiable. With our credit card personalization feature, you can customize the appearance of your card as per your preference. You have the option to select from a variety of designs available on the bank's website. Alternatively, you can also upload a picture of your choice to be displayed on your card. This feature not only enhances the aesthetic appeal of your card but also makes it unique and easy to identify amidst multiple cards.
Reward Points on Spends
With our credit card, every spend is a step towards earning rewards. For every Rs. 100 spent using the card, you earn 3 Reward Points. However, this feature does not apply to fuel, utilities, and insurance spends. The collected reward points can be redeemed for an array of gifts and offers available in our rewards catalogue, making every transaction with your card a rewarding experience.
Reward Point on Utilities and Insurance
Our credit card extends its rewarding experience to your utility and insurance payments as well. For every payment made towards utilities and insurance, you earn 1 Reward Point. This ensures that even your essential expenses contribute towards your rewards, enhancing the overall value you get from using our credit card.
Discounts on Movie Tickets
For movie buffs, our credit card offers a special treat. You can avail a discount of 25% up to Rs. 100 on movie tickets. This offer is applicable for a minimum booking of 2 tickets in a single transaction on BookMyShow, twice a month. This means you can enjoy your favourite movies without worrying about the ticket prices.
Complimentary Lounge Access
To make your travel experiences more comfortable, our credit card offers 1 complimentary domestic airport lounge access per quarter. This benefit allows you to unwind and relax before your flight in the tranquil environment of the lounge, away from the bustling airport crowd. With our card, you travel not just in style but also in comfort.
Exclusive Dining Offers
Under the ICICI Bank Culinary Treats Program, our credit card holders can avail exclusive dining offers. This program includes a host of dining establishments where you can enjoy sumptuous meals at discounted prices. The program is designed to cater to the diverse culinary preferences of our cardholders and includes a wide range of cuisines and dining formats. With our card, every dining experience becomes a celebration.
Why Choose ICICI Bank Expressions Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
Personalized Card Design
Adding a personal touch to your credit cards not only makes it unique but also makes it more identifiable. With our credit card personalization feature, you can customize the appearance of your card as per your preference. You have the option to select from a variety of designs available on the bank's website. Alternatively, you can also upload a picture of your choice to be displayed on your card. This feature not only enhances the aesthetic appeal of your card but also makes it unique and easy to identify amidst multiple cards.
Reward Points on Spends
With our credit card, every spend is a step towards earning rewards. For every Rs. 100 spent using the card, you earn 3 Reward Points. However, this feature does not apply to fuel, utilities, and insurance spends. The collected reward points can be redeemed for an array of gifts and offers available in our rewards catalogue, making every transaction with your card a rewarding experience.
Reward Point on Utilities and Insurance
Our credit card extends its rewarding experience to your utility and insurance payments as well. For every payment made towards utilities and insurance, you earn 1 Reward Point. This ensures that even your essential expenses contribute towards your rewards, enhancing the overall value you get from using our credit card.
Discounts on Movie Tickets
For movie buffs, our credit card offers a special treat. You can avail a discount of 25% up to Rs. 100 on movie tickets. This offer is applicable for a minimum booking of 2 tickets in a single transaction on BookMyShow, twice a month. This means you can enjoy your favourite movies without worrying about the ticket prices.
Complimentary Lounge Access
To make your travel experiences more comfortable, our credit card offers 1 complimentary domestic airport lounge access per quarter. This benefit allows you to unwind and relax before your flight in the tranquil environment of the lounge, away from the bustling airport crowd. With our card, you travel not just in style but also in comfort.
Exclusive Dining Offers
Under the ICICI Bank Culinary Treats Program, our credit card holders can avail exclusive dining offers. This program includes a host of dining establishments where you can enjoy sumptuous meals at discounted prices. The program is designed to cater to the diverse culinary preferences of our cardholders and includes a wide range of cuisines and dining formats. With our card, every dining experience becomes a celebration.
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