Best Credit Cards in India

International Travel Credit Cards are specially designed for frequent travelers who fly abroad for work or leisure. These cards offer Air Miles, free international lounge access, zero forex markup, travel insurance, and discounts on flights and hotels.

For example, an international travel credit card may provide 5 Air Miles per ₹150 spent on flight bookings, while another may offer free Priority Pass membership for global airport lounge access. These cards ensure maximum savings on international travel expenses and added luxury while traveling.

Although all international travel credit cards offer benefits on flights, hotels, and foreign transactions, the features may vary across cards. Some cards focus on earning Air Miles, while others provide cashback and travel discounts.

For instance, a credit card that offers zero forex markup and unlimited lounge access may be more valuable than a card that charges forex fees but offers high reward points on travel bookings.

Here's how these cards typically work:

• Earn Air Miles or Travel Points – Redeem them for discounted or free flights.
• Zero Forex Markup – Avoid paying extra charges on international transactions.
• Complimentary Lounge Access – Enjoy free airport lounge visits worldwide.
• Travel Insurance – Coverage for trip delays, baggage loss, and medical emergencies.
• Hotel & Flight Discounts – Get exclusive deals on travel bookings.

If used wisely, international travel credit cards can help you save a lot on your foreign trips. Here's why they're great:

• Save on foreign exchange fees with 0% forex markup.
• Earn Air Miles & travel rewards for every rupee spent on flights & hotels.
• Enjoy free lounge access worldwide, making travel more comfortable.
• Get complimentary travel insurance, covering trip cancellations, baggage loss & medical emergencies.
• Receive special discounts on international hotel bookings & airline tickets.

Before selecting an international travel credit card, consider the following:

• Zero or Low Forex Markup – Choose a card that eliminates or reduces forex fees.
• Air Miles & Travel Rewards – Look for a card that lets you redeem points for flights & hotels.
• Global Lounge Access – Opt for a card with Priority Pass or LoungeKey membership.
• Travel Insurance Coverage – Ensure the card provides trip delay, baggage loss & medical coverage.
• Additional Travel Perks – Consider concierge services, free hotel upgrades, and exclusive airline discounts.