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PNB Housing Finance Home Loan can make owning a home much more by financing up to 90% of the home’s value. The home loan can be applied for a maximum period of 10 years. The loan offers competitive interest rates and flexible repayment terms, making it an attractive option for home financing. The loan also provides additional benefits such as insurance coverage, tax benefits and an easy application process. With this loan, you can efficiently get the funds you need to purchase your dream home.
It is easy to apply for PNB Housing home loan and you can also enjoy the benefit of a highly smooth PNB Housing home loan online application procedure. PNB Housing has experience spanning three decades, offering home loans that are in sync with the budgets of customers and at competitive interest rates as well. There are various kinds of home loans on offer including home purchase loans, home extension loans, home construction loans, residential plot loans, and home improvement loans.
PNB Housing home loan eligibility criteria include the following:
The PNB Housing home loan requirements include the following:
The customer care number is 1800 120 8800.
There are several tax saving deductions on home loans including Rs. 1.5 lakh under Section 80C and Rs. 2 lakh under Section 24. There are first-time home buyer deductions as well.
Rs. 25-30,000 is the minimum salary required for getting a home loan.
There are no restrictions on taking two home loans together if you are eligible, have the income and repayment ability required and a good credit score.
Loan repayment usually starts on the month after the month in which your loan has been disbursed.
Yes PNB Housing offers home loans at attractive interest rates of 6.75% per annum.
The documents needed include the following:
The KYC documents you will require include identity and address proof.