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15 Mins read
•Banking

Punjab Sind Bank: Merging a Rich Legacy with Modern Banking Innovations

RBI Headquarters Building

Summary

Punjab & Sind Bank, founded in 1908, has evolved from a regional lender into a digitized financial institution despite challenges like NPAs and past fraud. The bank combines century-old legacy with modern digital innovations such as internet, mobile banking, and UPI, supported by government intervention. It continues to pursue strategic growth and financial stability in an inclusive market.

Key Takeaways

  • Founded in 1908 with a rich legacy and over 1,500 branches.
  • Embraces digital services including internet, mobile banking, and UPI.
  • Overcame significant challenges such as fraud and high NPAs.
  • Receives government support to drive growth and financial stability.

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