Exploring Top Travel Credit Cards in India for 2024

Frequent travelers in 2024 can benefit from a wide range of credit card options designed to elevate travel experiences and offer significant savings on travel outlays. Travel credit cards are excellent tools for earning rewards on flights, hotels, and other travel expenses, which can be redeemed for travel perks like complimentary tickets or upgraded accommodations. Here’s an in-depth review of some of the finest travel credit cards in India for 2024, catering to diverse traveler needs and inclinations.

1. Axis Atlas Credit Card

The Axis Atlas Credit Card is ideal for regular travelers who value flexibility in earning and spending air miles. With a joining and annual fee of ₹5000, holders earn 2.5X EDGE Miles on travel purchases and enjoy benefits such as up to 12 international lounge accesses annually.

2. American Express® Platinum Travel Credit Card

Renowned for its prestige, this card offers extensive travel perks including a welcome bonus of Membership Rewards Points worth ₹3,000. Priced at an annual fee of ₹5000, it also grants up to 8 domestic lounge visits per year, making it perfect for domestic travel enthusiasts.

3. Club Vistara IDFC FIRST Credit Card

This co-branded card appeals to Vistara frequent flyers, providing up to 6,000 CV Points for reaching spending milestones. With a yearly fee of ₹4999, it offers perks like complimentary lounge visits and premium economy tickets based on spending.

4. Air India SBI Signature Credit Card

Targeted at Air India frequent flyers, this card awards up to 30 reward points per ₹100 spent on Air India bookings. The annual fee is ₹4999, and users can earn up to 1 Lakh bonus points as annual milestone rewards.

5. InterMiles HDFC Bank Diners Club Credit Card

Focusing on accumulating InterMiles, this card offers 16 InterMiles per ₹150 spent on flights and hotels via InterMiles. With an annual fee of ₹5000, it provides unlimited domestic lounge access and extensive insurance benefits.

Each card delivers distinct advantages tailored for travelers, from air mile collection and lounge access to luxury concierge services. When selecting a travel credit card, consider travel frequency, favored airlines or hotels, and spending patterns to maximize rewards and benefits. Choosing the right credit card in 2024 can result in significant savings and enhance the travel experience.

*[NEFT]: National Electronic Funds Transfer
*[RTGS]: Real Time Gross Settlement
*[IMPS]: Immediate Payment Service
*[UPI]: Unified Payments Interface
*[NRIs]: Non-Resident Indians