Fino Payments Bank Ltd. is a distinctive player in the Indian banking sector, focusing on digital-first banking solutions. As a payments bank, its primary function is to provide easy, efficient, and cost-effective banking services to marginalized and underserved communities, leveraging technology to enhance financial inclusion. Fino Payments Bank offers a suite of services including savings and current accounts, domestic remittances, micro ATM services, and mobile banking, targeting demographics that are traditionally outside the conventional banking sphere. It operates extensively in rural and semi-urban areas, bridging the gap between banking services and consumers through its robust network of branches and partner outlets. The bank collaborates with local merchants and agents to reach remote areas, playing a vital role in promoting digital transactions and cashless economies. By focusing on last-mile delivery of banking services, Fino Payments Bank is pivotal in transforming how financial operations are conducted in underbanked regions, thus contributing significantly to the economic development and digital transformation of India's vast population.